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Cardholder ID

This field contains a one-character code specifying the method used to authenticate the identity of the cardholder for the transaction being settled. The following table lists the cardholder ID codes:

Value

Description

A

Personal Identification Number - 23-byte static key

B

PIN at Automated Dispensing Machine - 32-byte static key

C-E

Signature ID not available, AVS data may be optionally provided

F

ICC PIN Verification

J

PIN at Automated Dispensing Machine - 32-byte DUK/PT

M

Address Verification or CPS/Card Present - Unable to read magnetic stripe

N

Address Verification, CPS/Card Not Present or e-Commerce

S

Personal Identification Number - 32-byte static key

Z

Cardholder Signature - Terminal has a PIN Pad

@

Signature ID used, no PIN Pad present, AVS data may be optionally provided

0-9, G-I, L,
O-R and T-Y

Reserved for future use