Code

Description

AC1

AC1 ACH As a Tran

AX1

AX1 AMEX Variances

AX2

AX2 AMEX Chargebacks

CB1

CB1 Chargeback - Other

DS2

DS2 Discover Chargebacks

L01

L01 Miscellaneous Adjustment

L02

L02 Equipment Adjustment

L03

L03 Auth Revenue Funds

L04

L04 Account Closure Fee

L07

L07 Service Fee

L09

L09 CCAP Val Fee

L10

L10 CCAP Fee

L13

L13 PCI (Compliance)

L15

L15 Regulatory & Compliance

L17

L17 BILL ME LATER STANDARD

L18

L18 BILL ME LATER 6 MONTHS SAC

L20

L20 Minimum Bill Adjustment

L21

L21 TMI (TSYS Merchant Insights) Billing

M01

M01 Merfund Processing Adjustments

M02

M02 Miscellaneous Adjustment - Non Long Line

OP1

OP1 AMEX OP1 Chargebacks

PC1

PC1 PreCompliance (CB)

R00

R00 Other NACHA Reason

R01

R01 Insufficient Funds

R02

R02 Account Closed

R03

R03 No Account/Unable to Locate

R04

R04 Invalid Account Number

R05

R05 Unauthorized debit to consumer account

R06

R06 Per ODFI request

R07

R07 Authorization Revoked by Customer

R08

R08 Payment Stopped

R09

R09 Uncollected Funds

R10

R10 Customer Advises Not Auth

R12

R12 Acct Sold to Another DFI

R13

R13 Invalid ACH Routing Number

R16

R16 Account Frozen

R20

R20 Non-Transaction Account

R24

R24 Duplicate Entry

R29

R29 Corp Cust Advises Not Auth

R31

R31 Permissible Return Entry

R37

R37 Source Doc Presented For Payment

X01

Recon Expired Capture

RF1

RF1 Reserve Funding

S02

S02 Non Qual (ACH Exception)

S03

S03 Dis Qual (ACH Exception)

S04

S04 Mis Qual (ACH Exception)

S05

S05 Payment (BML)

S06

S06 Transmittal (MRA Rejects)

S07

S07 Individual (MRA Rejects)

S08

S08 Visa Incoming (MRA Rejects)

S09

S09 MC Incoming (MRA Rejects)

S10

S10 American Express Incoming (MRA Rejects)

S11

S11 Discover Incoming (MRA Rejects)

S12

S12 Visa Outgoing (MRA Rejects)

S13

S13 MC Outgoing (MRA Rejects)

S14

S14 Discover Duplicate transaction/Batch

X02

X02 Expired end of Day

X03

X03 Debit Card Chargeback

X04

X04 Manual Adjustment (Debit Card)