Field notes: R

Reason Code

The chargeback reason code provided by the card association.

For Visa chargebacks, the entry in this column will reflect the appropriate Visa Claims Category Code.

Reason Description

The chargeback reason description provided by the card association.

For Visa chargebacks, the entry in this column will reflect the appropriate Visa Claims Category Code.

Receiving Inst

Receiving Institution ID (RIID) is provided by the merchant for use in authorization and authorization reversal requests, but not in responses. When this field is included in a request, it takes priority over all account number fields for routing. This field is used primarily for check authorization and private label cards.

Record Format

Designates the format being used. The current format for capture is 'K'.

Record Type

A five-character field that defines the characteristics of a settlement record being submitted for processing. The first character of this field indicates the general classification of the record. Possible classifications:

• H: Header Record
• P: Parameter Record
• D: Detail Record
• L: Line Item Detail Record (Commercial Card)
• M: Trip-Leg Detail Record (Commercial Card)
• T: Trailer Record
• R: Trailer Response Record

The remaining four characters indicate the presence of one or more optional data groupings appended to the required "base" group of fields. An Optional Data Group is composed of a set of logically associated fields, used primarily for fulfillment of a specific industry or program requirement.

Ref Number

Reimbursement Attribute (RA)

This indicates the reimbursement attribute code required with credits for the transaction to qualify for reduced interchange rates. For Visa sales drafts, TSYS overrides this field at the time of processing with the correct value for the proper interchange rate on original items. If the MCC code is 6011 this field should be a value of 2.

Possible values:

• 0: Standard Interchange Reimbursement Fee or Cash
• 1: Plus ATM Cash Disbursement
• 2: Visa Plus Automated Cash Disbursement
• 3: Express Payment Service (EPS)
• 4: Supermarket Incentive Program
• 6: Electron Visa Interchange Reimbursement Fee/Electronic Card Transaction
• 7: Specific reduced reimbursement fees for intra-regional transactions only
  • Electronic Interchange Reimbursement Fee (EIRF) - EU only
  • Not valid in Asia-Pacific region for original draft transactions
  • Germany Domestic Supermarket EIRF Fees
• 8: JC Penny (U.S. Only)
• 9: Member-operated Data Capture (Asia-Pacific only)
• A: PSIRF - US only
• B: Interregional Pre-PS2000
• C: EMEA/UK Airline Transaction Rate
• D: Delta Only Standard Interchange Fee - UK only
• G: Plus ATM Cash Disbursement - Tier II
• H: Visa ATM Cash Disbursement - Tier II
• I: Reserved for future user / Draft Data Transactions only
• J: EIRF (Electronic Interchange Reimbursement
• K: PSIRF keyed - US only
• L: Supermarket Standard - Hong Kong Only
• N: GSA Large Ticket
• O-S: Reserved for future use / Draft Data Transactions only
• T-Z: Reserved for future use

Reject Reason

The 3-character reject code and the code description for a Client transaction.

Requested Payment Service (RPS)

For Visa, identifies the type of Custom Payment Services transaction that was sent. This field must be included in any chargebacks or presentments sent on CPS transactions.

Possible values:

• <Space>: Not a payment service transaction
• 1: CPS/Passenger Transport
• 3: CPS/Hotel (Card Not Present)
• 4: CPS/Hotel (Card Present)
• 5: CPS/Auto Rental (Card Not Present)
• 6: CPS/Auto Rental (Card Present)
• 7: CPS/Direct Marketing and CPS/Card Not Present
• 8: CPS/Automated Fuel Dispenser
• 9: CPS/ATM
• A: CPS/Retail including Key-Entered and CPS/Retail 2
• B: CPS/Restaurant - Brazil, Germany, Malaysia, and U.S. National
• C: CPS/Retail Credit Card - U.S. National (no longer valid as of April 2005)
• D: CPS/Retail Debit Card - U.S. National
• E: CPS/Retail Key Entry
• F: CPS/Small Ticket - U.S. National
• G: CPS/Electronic Commerce - Basic (U.S. National)
• H: CPS/Account Funding
• J: CPS/Electronic Commerce - Preferred
• K: CPS/Electronic Commerce Preferred - Passenger Transport
• L: CPS/Electronic Commerce Preferred - Hotel
• M: CPS/Electronic Commerce Preferred - Car Rental
• N: CPS/Retail Service Station

Return ACI (Returned ACI)

The Requested Authorization Characteristics Indicator (ACI) is a code used by the merchant to request CPS qualification. If applicable, the code is changed by Visa in the Returned ACI to reflect the results of their evaluation of the request.

Possible values from Visa:

• A: Card present.
• C: Card present with merchant name and location data (cardholder activated, self-service terminal).
• : Card present with merchant name and location data.
• F: Card not present - Account Funding.
• K: Card present with key entry.
• M: Card not present - Direct Marketing (no Address Verification Service—Germany).
• N: Not a payment service transaction.
• P: Card not present (Preferred Customer participation requested).
• R: Card not present (Address Verification Service not required).
• S: Electronic Commerce 3-D Secure Attempts
• U: Card not present - 3-D Secure Electronic Commerce.
• V: Card not present (Address Verification Service requested).
• W: Card not present - Non-3-D Secure Electronic Commerce.
• X: Disqualified custom payment service transaction (inserted by BASE II).

Rtrval Ref Num

• For Visa, indicates the 12-digit retrieval reference number as part of the Visa BASE I advice record.
• For MasterCard, the 12-digit transaction information document reference number that the card acceptor’s or designated agent’s system supplies. The primary purpose is to aid in retrieving original transaction documentation if it is needed for some future action, such as a retrieval request or adjustment.