Start Date The Start Date is the date a fee item becomes active and is applied. The Start Date cannot be in the past when updating existing fee items. The fee item will start processing from the Start Date. If the fee item is saved on a profile, ERG or RP ERG with a date in the future, even though it is not currently being applied, it counts toward the overall "active" fee limit for that profile, ERG or RP ERG.

StartDate

Yes

Stop Date The Stop Date is the date after which a fee item expires. This date may be used to mark the end of the application of this fee item, or to stop the current rate and begin the next rate, if using the effective rate features in the Date Rate tag (located within the Pricing tag).

StopDate

N

Must be after start date.

DDA Account Type The DDA Account Type is the type of account specified in the Fee DDA Override Fee DDA Override is used for the purpose of a particular fee being directed to a different DDA than the primary DDA used for funding. .

DdaAccountType

Cond.

Only required when Fee DDA Override field is populated

Fee DDA Override Fee DDA Override is used for the purpose of a particular fee being directed to a different DDA than the primary DDA used for funding.

DdaAccountOverride

N

Fee Transit Routing Override If the DDA is overridden (i.e. if a value is present in the Fee DDA Override Fee DDA Override is used for the purpose of a particular fee being directed to a different DDA than the primary DDA used for funding. ), the Fee Transit Routing Override routing number is needed to override the Transit Routing number set for the merchant.

TransitRouting

Cond.

Only required when Fee DDA field is populated.

Frequency Frequency is a setting to indicate when this fee item applies. This can be all months, or specific months. Each month is a separate three-letter tag: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec.

FrequencyType

Yes

Align to Seasonal Billing

AlignToSeasonalBilling

N

May not be used with IRG and Hierarchy Fee Items.

Include in Monthly Minimum Fee Include in Monthly Minimum Fee is an indication of whether the fee will be included in a minimum discount comparison. For example an authorization fee item can be included with fee items in the Discount category and compared to an overall minimum discount of $20. If the calculated authorization plus the calculated discount equals $30, the minimum discount would not be applied. If the calculated authorization plus the calculated discount equals $19, the minimum discount of $20 would apply.

IncludeInMonthlyMinimum

N

This option is only available if the Overall Monthly Minimum option is turned on for the bank (i.e. if the bank subscribes to the Monthly Minimum service).

Daily Fee Indicator A fee item may be billed daily rather than assessed at month-end. If a fee item is billed daily it is deducted during ACH processing each day. For clients that participate in this service, the client may specify which banks use this option and which do not at client implementation. If a client does not participate in Daily Fee Assessment, the Daily Fee Indicator should not be used.

DailyFeeIndicator

N

Only available if the bank subscribes to the Daily Fee Assessment service.

May not be used with Volume Tiers.

Daily Fee ACH Type If a bank participates in Daily Fee Assessment and thus the Daily Fee Indicator A fee item may be billed daily rather than assessed at month-end. If a fee item is billed daily it is deducted during ACH processing each day. For clients that participate in this service, the client may specify which banks use this option and which do not at client implementation. If a client does not participate in Daily Fee Assessment, the Daily Fee Indicator should not be used. is set to 'Y' (Yes), an ACH payment method must be selected.

DailyFeeAchType

N

Only available if the bank subscribes to the Daily Fee Assessment service, and if Daily Fee Indicator is selected. May not be used with Volume Tiers.

Billing Method Billing Method determines how the merchant pays for a fee item. It is required for all fee items.

BillingMethodType

Yes

Name & Address Usage Code Name and Address Usage Code indicates which name and address record will be used for a particular fee. The merchant’s Discount (DIS) name and address record is most commonly used. However, if a fee should be directed to a statement that is mailed to a different address, specify the name and address usage code for the targeted address.

NameAddressUsageCode

Yes

GL Item Code The GL Item Code can be used to group certain types of fee items for GL or other reporting purposes. This setting may be used in profiles and ERGs to differentiate between income and expense items. The client may then access profitability totals by his GL Item Code Values.

GLItemCodeType

N

User Data Code The User Data Code can be used to label groups of fee items for certain merchants with a client-defined value for reporting, searching and possible re-pricing at a later time. For example, a client may want to group pricing for hotels, or gas stations, or retail into different auth rates. The client may then access profitability totals by his User Data Code Values.

UserDataCodeType

N

Combine Code The Combine Code is an option to combine fee items on the merchant statement. For example, if a merchant has five authorizations fee items, setting this combine code to auth on all five items instructs the system to take all of these fees and bundle them into one line item on the merchant’s statement. The Statement Fee Description The Statement Fee Description is the description that will display on the merchant statement. If this field is used, one line, with this description, will display on the statement for the fee item. An alternative is to use the Display Detail on Statement Display Detail on Statement provides an option to break out the activity in one fee item and provide that detail on the merchant’s statement. This option must be selected if the client wants the merchant to see a description for each fee type within a fee item. This is a convenient feature to bundle many items for pricing (into one fee item), but unbundle on the merchant statement for reporting. setting. should be identical for each fee item included with a common Combine Code. If the descriptions are not identical, PPM selects one of the descriptions to display on the statement.

CombineCode

N

May not be used with the Display on Statement: Detail setting

Statement Fee Description The Statement Fee Description is the description that will display on the merchant statement. If this field is used, one line, with this description, will display on the statement for the fee item. An alternative is to use the Display Detail on Statement Display Detail on Statement provides an option to break out the activity in one fee item and provide that detail on the merchant’s statement. This option must be selected if the client wants the merchant to see a description for each fee type within a fee item. This is a convenient feature to bundle many items for pricing (into one fee item), but unbundle on the merchant statement for reporting. setting.

StatementFeeDescription

Cond.

May not be used with Display on Statement: Detail setting. Required if not using Display on Statement Detail field.

Note: A value sent in this field will produce an error if the Display Detail tag is Yes; the fee item will be rejected.

Display on Statement: Detail Display Detail on Statement provides an option to break out the activity in one fee item and provide that detail on the merchant’s statement. This option must be selected if the client wants the merchant to see a description for each fee type within a fee item. This is a convenient feature to bundle many items for pricing (into one fee item), but unbundle on the merchant statement for reporting.

DisplayDetail

N

May not be used with Statement Fee Description or Combine Code.

Display on Statement: Count Display on Statement: Count provides an option to display on the merchant statement the total number of items used to calculate the fee. For example, using this setting would display how many authorization transactions a merchant had for a particular auth fee.

DisplayCount

N

Display on Statement: Amount Display on Statement: Amount provides an option to display the total dollar amount of the items used to calculate the fee.

DisplayAmount

N

Display Rates on Statement Display Rates on Statement provides an option to display the rates for a particular fee item on the merchant’s statement. It will display Per Item ($) and Percent rates for Per Item, Percent, Pass Through and Tiered pricing. Rates applied over and above the Pass Through Rates will be combined into the Percent and Per Item ($) rates displayed.

DisplayRate

N

May be used with Percent, Per Item ($), Pass Through Expense, Pass Through Interchange and all Tier pricing. If the rate is negative it will display as negative on the statement.

Combine Fee on Rate Change Combine Fee on Rate Change is used if a rate changes mid-month. Normally when a rate change occurs, two line items will display on the statement, one for each set of activity that applied to each rate. The Combine Fee on Rate Change option allows the user to combine both line items into one item on the merchant’s statement. The merchant will see one line item, with a total of the calculated fees from the month, regardless of what rate was applied throughout the month.

CombineFeeOnRateChange

N

May not be used with Volume Tier Pricing.

Per Item ($) Per Item ($) is a rate to be charged on a per item basis (dollar amount), calculated against the total number of transactions defined in each fee item. It is considered a rate method. It may be used alone as the only rate method, or combined with other rate methods, depending on which fee category is used.

PerItem

Cond.

At least one rate method must be chosen per fee item. May be used with Percent and/or Pass Through Expense. May not be used with Volume Tiers or Transaction Level Tiers.

Percent (%) Percent is a rate to be charged on a percentage basis, calculated against the total dollar amount of the activity defined in each fee item. It is considered a rate method. It may be used alone, as the only rate method for a fee item, or in conjunction with other rate methods, depending on the fee category of the fee item.

Percent

Cond.

At least one rate method must be chosen per fee item. May be used with Per Item and/or Pass Through Expense. May not be used with Volume Tiers.

Pass Through Expense The Pass Through Expense rate method allows the user to pass 100% of an acquirer’s expense fee directly to the merchant. Since the rate is managed in the ERG and not the individual merchant profile, this allows the client to update an expense (when the expense changes) in one place and affect all of the merchants that use the pass through expense method automatically.

PassThroughExpense

Cond.

At least one rate method must be chosen per fee item. An ERG that contains this fee item must exist or be sent and set as the ERG for this merchant profile before this rate method may be chosen for an income fee item. The Fee Item Name and key structure of the pricing fee item must exactly match the corresponding fee item in the ERG. May be used with Per Item ($) and/or Percent. May not be used with Volume Tiers.

Tier Type Tier Type is a pricing method allowing different rates for different levels of activity, whether tiered by overall volume for the month.

TierType

Cond.

At least one rate method is required in each fee item. May use Volume Tiers. May not be used with Percent, Per Item or Pass Through Expense. Volume Tiers may not be combined with Daily Fee Indicator, or Combine Fee on Rate Change.

Volume Tier Method Volume Tier Method determines the manner in which transactions are assigned to a particular tier. For Volume Tiers only.

VolumeTierMethod

Cond.

Required only if Volume Tier Type is selected.

Volume Tier Based On Volume Tier Based On determines which aspect of the transactions will used for determining the proper tier assignment. For Volume Tiers only.

VolumeTierBasedOn

Cond.

Required only if Volume Tier Type is selected. May use Number or Amount.

Tier Min Factor The Tier Minimum Factor is the lowest value for each tier.

MinFactor

Cond.

Required only if a Tiered Pricing Type is selected (i.e. Tier Type Volume). Required for each tier. A tiered fee item must have at least two tiers and no more than nine tiers. First tier minimum must be zero.

Tier Max Factor The Tier Maximum Factor is the highest value for each tier. This is a calculated field based on the previous tier's minimum. It is not to be sent in XML.

MaxFactor

Note: Max Factor is calculated by the system based on Min Factor. If it is sent via XML it is ignored.

Tier Fee The Tier Fee sent may be either Percent, Per Item, or both.

Percent

PerItem

Cond.

Required only if a Tiered Pricing Type is selected. Required for each tier. This can be Per Item and/or Percent.

Tier Statement Fee Description The Tier Statement Fee Description provides the ability to set a fee description on the statement for each tier.

StatementFeeDescription

Cond.

Required if Transaction Tier Type is selected, or if Volume Tier Type is selected and Volume Tier Method is Fill-a-Tier. (Optional if Volume Tier Method is Pick-a-Tier). Required for each tier.

Lock Settings – Hierarchy Profiles Only

Fee Item Rate Lock The Fee Item Rate Lock applies to hierarchy profiles only. This field is not available for merchant profiles or ERGs.

RateLock

N

For hierarchy profiles only – may use on Per Item, Percent, Pass Through Expense and Tiered Pricing rates.

Fee Item Rate Range Max The Fee Item Rate Range: Maximum applies to hierarchy profiles only. This field is not available for merchant profiles or ERGs.

Max

N

For hierarchy profiles only – may use on Per Item, Percent, Pass Through Expense and Tiered Pricing rates.

Fee Item Rate Range Min The Fee Item Rate Range: Minimum applies to hierarchy profiles only. This field is not available for merchant profiles or ERGs.

Min

N

For hierarchy profiles only – may use on Per Item, Percent, Pass Through Expense and Tiered Pricing rates.

Fee Item Rate Range Lock The Fee Item Rate Range Lock (that is, the restriction of the allowable range of values for this fee item) applies to hierarchy profiles only. This field is not available for merchant profiles or ERGs.

RangeLock

N

For hierarchy profiles only – may use on Per Item, Percent, Pass Through Expense and Tiered Pricing rates.