ACH Indicator

This value indicates how the reserve entries will be handled in the ACH file for the Merchant DDA. This is set as a Bank Default, but the value can be changed when adding or updating a Reserve ID or as a merchant-level Reserve Setting.

Select one of the following values from the drop-down list:

• Net: Indicates the Reserve Funding amount is subtracted from the merchant's Net Deposit, so the merchant will see one credit entry with the Net amount against their DDA.
• Separate: Indicates separate entries for the Reserve Funding are created for ACH processing, so the merchant will see two entries against their DDA: one credit entry for the Net Deposit, and one debit entry for the Reserve Funding amount.