About merchant billing element tables

Merchant Level Billing Element Tables (BETs) are used to generate income and to calculate the expense incurred from servicing a merchant account. BETs are comprised of seven unique billing categories, some of which offer additional selection criteria.

Note: Merchant BETs apply to full-service merchants only. The information in this topic does not apply to front-end only merchants.

Merchant level BETs have at most one BET number assigned for each unique combination of keys. This BET number will always be 9999. The unique keys are comprised of the following attributes:

• Merchant ID
• Billing Category
• Additional selections (Plan/Fee type, Vendor, Media Type, Product) - if applicable.

Express supports the following merchant billing element categories:

• Individual Plans
• Interchange
• System Generated
• Debit Networks
• Data Capture
• Authorization
• Electronic Check

The BET Categories requiring additional selections are listed below:

• Individual Plans: Requires an additional selection of Card Plan type. You must create the card plan before you can assign a merchant BET. The existing card plan types appear on the Point to BETs - List page by default.
• Data Capture: Requires an additional selection of vendor.
• Authorization: Requires additional selections of vendor, media type, and card plan.
• Electronic Check: Requires an additional selection of vendor, product, program, Online SMS, or ACH 3rd Party.

Once the keys have been selected, you can set up the billing items. Billing items are used to calculate income and expense in one of the following ways:

• Percentage of volume
• Per-item
• Percentage plus a per-item
• Fixed dollar amount (monthly fee)

Note: To limit the number of BETs to manage, you may consider pointing the merchant to an existing Bank level BET.