Select the required setting from each drop-down list for the merchant account:

Business Type(MC/DV)

Owner Type(MC)

Ethnicity(MC)

Small Business(MC)

Incorporation(VI)

Daily Fees

Daily Settlement

Term of Agreement

Pricing Option

Business Type(UW/AX)

Ownership Type(UW/AX)

Enter or edit the details in the following user-defined fields as required (fields marked with a red asterisk are mandatory):

• Flag 1/2

  Valid options for savings account:

  • D - Daily deposits only
  • M - Month-end fees only
  • B - Both daily deposits and month-end fees

  Valid options for general ledger account:

  • E - Daily deposits only
  • L - Month-end fees only
  • C - Both daily deposits and month-end fees
• Data 1
• Data 2
• Data 3
• Data 4
• Data 5
• Account 1
• Account 2

Moto

Online

Seasonal

Debit

PayWave

• Officer 1: The four-character, client-assigned officer code for the officer who approved this merchant to accept bank card transactions. 0000 is a valid entry.
• Officer 2: The four-character, client-assigned officer code for the officer who approved the opening of the merchant DDA. 0000 is a valid entry.
• Rep Code: The four-character code assigned to the merchant representative who is responsible for contacting this merchant. 0000 is a valid entry.
• Member ID: Your or your sponsor's bank's eight-digit Visa BID. 00000000 is a valid entry.
• Investigator: A four-digit user-defined field. 0000 is a valid entry.
• FNS Number: A seven-digit Federal Nutrition Service number for merchants that accept EBT food stamps as a payment type. 0000000 is a valid entry.
• MET: The Merchant Exception Table number assigned to the merchant. This is a four-digit user-defined field. 0000 is a valid entry.
• EDC: Select this check box if this is an Electronic Data Capture merchant. You should only leave this check box clear if the merchant submits batches on paper.
• ACH: Select this check box if there will be electronic transfer of funds to and from the merchant, and daily deposits will be posted using Automated Clearing House. You need to select select check box for the merchant to participate on the National Automated Clearing House Association (NACHA) file.
• New Merchant Deposits: Select this check box to monitor the merchant deposits for the first 30 days after the account is opened, via the New Merchant Deposits report. The start of the monitoring period is derived from the value in the Date Opened field.
• Daily Exceptions: Only select this check box if you are using an existing Merchant Exception Table (MET) and you want daily online and hard copy exception reports generated for the merchant.
• Fraud: Only select this check box if you are using an existing Merchant Exception Table (MET) and you want the merchant account to be tracked and reported for potential fraud.
• Print Statement: Select this check box if you want to generate a paper merchant statement.

  Note: Selecting the Print Statement check box does not affect the Online Merchant Statements (OLMS).

• Hold Statement: From the drop-down list, select one of the following options to specify the manner in which statements are delivered to the merchant:
  • F - Foreign Statement: Used for non-US postal codes.
  • N - No: A printed statement will be mailed to the appropriate merchant address.
  • Y - Yes: A printed statement will be sent back to the client as part of their daily Fed-Ex package.
• Bypass Flag Excessive Credits: Select this check box if you want to bypass excessive credit checks for the merchant during entry run processing.
• Bypass Flag Excessive Transactions: Select this check box if you want to bypass notification when excessive transactions occur for the merchant.
• Bypass Flag Excessive Deposit

  This indicates whether (Y) or not (N) participation in the Excessive Deposits Program is bypassed for the merchant. The selection also controls access to the Excessive Deposit Threshold Amount field for the merchant. Possible values:

  • Y: Indicates that participation in the Excessive Deposits Program is bypassed for the merchant, in which case, the Excessive Deposit Amount Threshold settings for the merchant will not be maintainable.
  • N (default): Indicates that the merchant is participating in the Excessive Deposits Program, in which case, the Excessive Deposit Amount Threshold settings for the merchant will be maintainable, but must be at least a value of 0.00.
• Excessive Credit Thresholds

  These fields enable you to set excessive credit threshold values for the merchant that will override any set at the bank level:

  • Negative Batch

    The amount by which the credits are allowed to exceed sales in a batch. This must be a valid amount between 0 and 999999999.99.

  • Amount of Credits in a Batch

    The maximum dollar amount of credits allowed in a batch. This must be a valid amount between 0 and 999999999.99.

  • Number of Credits in a Batch

    The maximum number of credit transactions allowed in a batch. This must be a valid value between 0 and 999999999.

• Excessive Tran Amount Thresholds

  These fields enable you to set excessive transaction amount threshold values for the merchant that will override any set at the bank level:

  • Sale Amount

    The maximum sale amount allowed per transaction. This must be a valid amount between 0 and 999999999.99.

  • Credit Amount

    The maximum amount allowed per credit transaction. This must be a valid amount between 0 and 999999999.99.

• Excessive Deposit Amount Threshold

  This field allows you to set a threshold amount for excessive deposits for the merchant. If the dollar amount of the entire batch is over the specified threshold, the entire batch will be rejected.

  Valid values are between 0.00 (the default) and 999999999.99 (999,999,999.99).

  The field may be left blank, unless the Bypass Flag Excessive Debit for the merchant is not selected (N), in which case the value must be 0.00 or greater.

• Daily Auth Count

  The maximum number of authorization requests per terminal (V number) allowed in a rolling 24-hour period. This field accepts a maximum value of 999999.

  The Daily Auth Count value set at the merchant level is applied by default to any subsequent terminal record created for the merchant, although you can then edit the terminal level value. If a Daily Auth Count value exists at the terminal level, that value is used to set the maximum daily auth count, otherwise the merchant level value is used.

  Whether set at the merchant or the terminal level, the Daily Auth Count value indicates each individual terminal's maximum daily auth count, and not the total auth count allowed for all the merchant's terminals.

  Note: When you set or update a Daily Auth Count for a merchant on the Merchant Account page, that value will populate the Daily Auth Count on the Terminal Setup page for each subsequent terminal you set up for the merchant, but it will not update the Daily Auth Count for any existing terminals for the merchant. If you update the Daily Auth Count for a terminal, it will not update the Daily Auth Count on the Merchant Account page.

• Credit Validation

  This is part of the Credits Without Offsetting Sales program. It enables the merchant to choose how to utilize the new risk option. This field is maintainable if V-option VMM91B0041 is on. Valid values include:

  • N: Merchant does not participate (DEFAULT)
  • 1: Credit W/O Sale
  • 2: Credit > Sale
  • 3: CR=Sales/TTL CR>TTL Sales
  • 4: CR<Sales/TTL CR>TTL Sales
  • 5: Option 1 & 2
  • 6: Option 1,2,3,& 4
• Bypass Force Post

  This field indicates whether force post edits must apply to the merchant’s transactions. Possible values:

  • Y (check box selected): Force post edits must be bypassed for this merchant’s transactions.
  • N (check box cleared): Force post edits must apply to this merchant’s transactions (this is the default).
• Force Post Threshold Amount

  This field must contain a valid value between 0.00 and 999999999.99. The value determines the transaction amount equal to and above which offline-approved force post transactions will be rejected.

  Note: This field cannot contain a negative value.

• Split Funding

  Indicates whether the bank allows merchants to participate in the Split Funding program This program enables the funding of two or more accounts for proceeds incurred from payment transactions..

• Convenience Fee

  Indicates whether the bank allows merchants to participate in the Convenience Fee program The program that enables merchants to add an additional during purchase..

• Seasonal Merchant: Select this check box if the merchant only operates seasonally.
• Seasonal Month: If you selected the Seasonal Merchant check box above, select the check box for each month that the merchant is operating.