Configure merchant account settings (Merchant Account)

The Merchant Account page allows you to configure merchant account information, owner and business classifications, user settings, and account flags.

Note: You can configure account settings for full service merchants only. The information in this topic does not apply to front end only merchants.

To configure or update a merchant's account settings:

1. If boarding a full service merchant, from the Merchant Parameters page, click Next.

   -or-

   Search for the merchant to display its details on the Merchant Summary page, and then:

   In the Merchant Quick Links panel, click Merchant Account.

   

   -or-

   From the Merchant menu, click Account.

   

   The Merchant Account page opens.

   

2. If the merchant is already boarded, click Edit.
3. In the Account Data panel, enter or edit the merchant account details in the fields provided (fields marked with a red asterisk are mandatory).

   Type Settings

   Select the required setting from each drop-down list for the merchant account:

   Business Type(MC/DV)

   The MasterCard business type designation for the account. Possible values:

   • 1 - Corporation
   • 2 - Unknown
   • 3 - Sole Proprietorship
   • 4 - Partnership
   • 5 - Association/Estate/Trust
   • 6 - Tax Exempt (501C)
   • 7 - International
   • 8 - Limited Liability (LLC)
   • 9 - Government Agency

   Owner Type(MC)

   The MasterCard owner type designation for the account. Possible values:

   • 0 - Unknown
   • 1 - No Applicable Classification
   • 2 - Female
   • 3 - Physically Handicapped Female
   • 4 - Physically Handicapped Male

   Ethnicity(MC)

   The MasterCard ethnicity designation for the account. Possible values:

   • 0 - Unknown
   • 1 - African American
   • 2 - Asia Pacific American
   • 3 - Subcontinent Asian American
   • 4 - Hispanic American
   • 5 - Native American Indian
   • 6 - Native Hawaiian
   • 7 - Native Alaskan
   • 8 - Caucasian
   • 9 - Other

   Small Business(MC)

   The MasterCard small business designation for the account. Possible values:

   • 0 - Unknown
   • 1 - Not Certified
   • 2 - SBA Certification As Such
   • 3 - SBA Certified Disadvantaged
   • 4 - Other Govt Agency Certified
   • 5 - Self-Certified
   • 6 - SBA Certification As Such and Other Govt Agency Certified
   • 7 - SBA Certified Disadvantaged and Other Govt Agency Certified
   • 8 - Other Govt Agency Certified and Self-Certified
   • A - SBA Certification As 8(A)
   • B - Self-Certified Disadvantaged
   • C - SBA Certification as HUBZone

   Incorporation(VI)

   The Visa incorporation designation for the account. Possible values:

   • 1 - Individual/Sole Proprietor

     Note: If you select the 1 - Individual/Sole Proprietor option, the SSN must be provided on the Merchant Parameters page.

   • 2 - Partnership
   • 3 - Corporation
   • 4 - medical Corporations
   • 5 - Legal Corporations
   • 6 - Association/Estates/Trusts
   • 7 - Tax-Exempt Organizations
   • 8 - International Organizations
   • 9 - Limited Liability Companies

   Daily Fees

   Indicates which fees to collect on a daily basis for the account. Possible values:

   • D - Daily Discount
   • I - Daily Interchange
   • B - Both
   • N - Neither

   Daily Settlement

   Indicates how interchange fees are collected for the account. Possible values:

   • N - Net Fee
   • S - Separate Debit

   For example, in the case of a $100 Deposit with $10 in interchange fees due, selecting N - Net Fee will result in a $90 net deposit ($100 - $10), whereas selecting S - Separate Debit will result in a $100 deposit to account and a $10 withdrawal from account.

   Term of Agreement

   Indicates the term of the agreement for the account. Possible values:

   • 1yr
   • 2yr
   • 3yr
   • None

   Pricing Option

   Indicates the pricing option for the account. The options available here are based on the Discount Pricing Options set up at the Bank New Account Defaults page.

   Business Type(UW/AX)

   Indicates the American Express business type designation for the account. This field defaults to the business type specified for the merchant's American Express Registration, if created.

   Possible values:

   • D-Corporation Private
   • E-Corporation Publicly Traded
   • F-Non ProfitG-Government
   • M-LLC Private
   • N-LLC Publicly Traded
   • Q-Partnership Private
   • R-Partnership Publicly Traded
   • S-Sole Proprietorship
   • X-American Express Reserved

   Note: This field is mandatory if the Underwriting feature is turned on.

   Ownership Type(UW/AX)

   Indicates the American Express ownership type designation for the account. This field defaults to the ownership type specified for the merchant's American Express Registration, if created.

   Possible values:

   • CEO
   • CFO
   • Chairman
   • Co-Owner
   • Comptroller
   • Controller
   • Director
   • General Manager
   • Office Manager
   • Owner
   • Partner
   • President
   • Treasurer
   • Vice President

   Note: This field is mandatory if the Underwriting feature is turned on.

   User Settings

   Enter or edit the details in the following user-defined fields as required (fields marked with a red asterisk are mandatory):

   • Flag 1/2

     Valid options for savings account:

     • D - Daily deposits only
     • M - Month-end fees only
     • B - Both daily deposits and month-end fees

     Valid options for general ledger account:

     • E - Daily deposits only
     • L - Month-end fees only
     • C - Both daily deposits and month-end fees
   • Data 1
   • Data 2
   • Data 3
   • Data 4
   • Data 5
   • Account 1
   • Account 2

   Acquirer Merchant Master Flag Data

   Moto

   Indicates whether the merchant is primarily selling through a call center (mail order / telephone order). Possible values:

   • <Blank>
   • Y-Yes
   • N-No

   Note: This field is mandatory for merchants boarded under Canadian Banks.

   Online

   Indicates whether the merchant is primarily selling online. Possible values:

   • <Blank>
   • Y-Yes: If this option is selected, the Merchant Web Site field on the Merchant Parameters page becomes mandatory.
   • N-No

   Note: This field is mandatory for merchants boarded under Canadian Banks.

   Seasonal

   Indicates whether the merchant is seasonal or has a major cycle (for example, a Halloween costume store). Possible values:

   • <Blank>
   • Y-Yes
   • N-No

   Note: This field is mandatory for merchants boarded under Canadian Banks.

   Debit

   Indicates whether the merchant location accepts Visa Debit. Possible values:

   • <Blank>
   • 0 - No Visa Debit: The merchant location does not accept Visa Debit.
   • 1 - Visa Debit POS: The merchant location only accepts Visa Debit at point of sale.
   • 2 - Visa Debit CNP: The merchant location only accepts Visa Debit for card not present transactions (such as MOTO and Online).
   • 3 - Visa Debit All: The merchant location accepts Visa Debit both at point of sale and for card not present transactions.

   Note: This field is mandatory for merchants boarded under Canadian Banks.

   PayWave

   Indicates whether the merchant location accepts Visa PayWave. Possible values:

   • <Blank>
   • 0 - No Visa PayWave: The merchant location does not accept Visa PayWave.
   • 1 - Visa PayWave Debit: The merchant location accepts Visa PayWave for debit transactions only.
   • 2 - Visa PayWave Credit: The merchant location accepts Visa PayWave for credit transactions only.
   • 3 - Visa PayWave All: The merchant location accepts Visa PayWave for both credit and debit transactions.

   Note: This field is mandatory for merchants boarded under Canadian Banks.

   Other Settings and Flags

   • Officer 1: The four-character, client-assigned officer code for the officer who approved this merchant to accept bank card transactions. 0000 is a valid entry.
   • Officer 2: The four-character, client-assigned officer code for the officer who approved the opening of the merchant DDA. 0000 is a valid entry.
   • Rep Code: The four-character code assigned to the merchant representative who is responsible for contacting this merchant. 0000 is a valid entry.
   • Member ID: Your or your sponsor's bank's eight-digit Visa BID. 00000000 is a valid entry.
   • Investigator: A four-digit user-defined field. 0000 is a valid entry.
   • FNS Number: A seven-digit Federal Nutrition Service number for merchants that accept EBT food stamps as a payment type. 0000000 is a valid entry.
   • MET: The Merchant Exception Table number assigned to the merchant. This is a four-digit user-defined field. 0000 is a valid entry.
   • EDC: Select this check box if this is an Electronic Data Capture merchant. You should only leave this check box clear if the merchant submits batches on paper.
   • ACH: Select this check box if there will be electronic transfer of funds to and from the merchant, and daily deposits will be posted using Automated Clearing House. You need to select select check box for the merchant to participate on the National Automated Clearing House Association (NACHA) file.
   • New Merchant Deposits: Select this check box to monitor the merchant deposits for the first 30 days after the account is opened, via the New Merchant Deposits report. The start of the monitoring period is derived from the value in the Date Opened field.
   • Daily Exceptions: Only select this check box if you are using an existing Merchant Exception Table (MET) and you want daily online and hard copy exception reports generated for the merchant.
   • Fraud: Only select this check box if you are using an existing Merchant Exception Table (MET) and you want the merchant account to be tracked and reported for potential fraud.
   • Print Statement: Select this check box if you want to generate a paper merchant statement.

     Note: Selecting the Print Statement check box does not affect the Online Merchant Statements (OLMS).

   • Hold Statement: From the drop-down list, select one of the following options to specify the manner in which statements are delivered to the merchant:
     • F - Foreign Statement: Used for non-US postal codes.
     • N - No: A printed statement will be mailed to the appropriate merchant address.
     • Y - Yes: A printed statement will be sent back to the client as part of their daily Fed-Ex package.
   • Bypass Flag Excessive Credits: Select this check box if you want to bypass excessive credit checks for the merchant during entry run processing.
   • Bypass Flag Excessive Transactions: Select this check box if you want to bypass notification when excessive transactions occur for the merchant.
   • Bypass Flag Excessive Deposit

     This indicates whether (Y) or not (N) participation in the Excessive Deposits Program is bypassed for the merchant. The selection also controls access to the Excessive Deposit Threshold Amount field for the merchant. Possible values:

     • Y: Indicates that participation in the Excessive Deposits Program is bypassed for the merchant, in which case, the Excessive Deposit Amount Threshold settings for the merchant will not be maintainable.
     • N (default): Indicates that the merchant is participating in the Excessive Deposits Program, in which case, the Excessive Deposit Amount Threshold settings for the merchant will be maintainable, but must be at least a value of 0.00.
   • Excessive Credit Thresholds

     These fields enable you to set excessive credit threshold values for the merchant that will override any set at the bank level:

     • Negative Batch

       The amount by which the credits are allowed to exceed sales in a batch. This must be a valid amount between 0 and 999999999.99.

     • Amount of Credits in a Batch

       The maximum dollar amount of credits allowed in a batch. This must be a valid amount between 0 and 999999999.99.

     • Number of Credits in a Batch

       The maximum number of credit transactions allowed in a batch. This must be a valid value between 0 and 999999999.

   • Excessive Tran Amount Thresholds

     These fields enable you to set excessive transaction amount threshold values for the merchant that will override any set at the bank level:

     • Sale Amount

       The maximum sale amount allowed per transaction. This must be a valid amount between 0 and 999999999.99.

     • Credit Amount

       The maximum amount allowed per credit transaction. This must be a valid amount between 0 and 999999999.99.

   • Excessive Deposit Amount Threshold

     This field allows you to set a threshold amount for excessive deposits for the merchant. If the dollar amount of the entire batch is over the specified threshold, the entire batch will be rejected.

     Valid values are between 0.00 (the default) and 999999999.99 (999,999,999.99).

     The field may be left blank, unless the Bypass Flag Excessive Debit for the merchant is not selected (N), in which case the value must be 0.00 or greater.

   • Daily Auth Count

     The maximum number of authorization requests per terminal (V number) allowed in a rolling 24-hour period. This field accepts a maximum value of 999999.

     The Daily Auth Count value set at the merchant level is applied by default to any subsequent terminal record created for the merchant, although you can then edit the terminal level value. If a Daily Auth Count value exists at the terminal level, that value is used to set the maximum daily auth count, otherwise the merchant level value is used.

     Whether set at the merchant or the terminal level, the Daily Auth Count value indicates each individual terminal's maximum daily auth count, and not the total auth count allowed for all the merchant's terminals.

     Note: When you set or update a Daily Auth Count for a merchant on the Merchant Account page, that value will populate the Daily Auth Count on the Terminal Setup page for each subsequent terminal you set up for the merchant, but it will not update the Daily Auth Count for any existing terminals for the merchant. If you update the Daily Auth Count for a terminal, it will not update the Daily Auth Count on the Merchant Account page.

   • Credit Validation

     This is part of the Credits Without Offsetting Sales program. It enables the merchant to choose how to utilize the new risk option. This field is maintainable if V-option VMM91B0041 is on. Valid values include:

     • N: Merchant does not participate (DEFAULT)
     • 1: Credit W/O Sale
     • 2: Credit > Sale
     • 3: CR=Sales/TTL CR>TTL Sales
     • 4: CR<Sales/TTL CR>TTL Sales
     • 5: Option 1 & 2
     • 6: Option 1,2,3,& 4
   • Bypass Force Post

     This field indicates whether force post edits must apply to the merchant’s transactions. Possible values:

     • Y (check box selected): Force post edits must be bypassed for this merchant’s transactions.
     • N (check box cleared): Force post edits must apply to this merchant’s transactions (this is the default).
   • Force Post Threshold Amount

     This field must contain a valid value between 0.00 and 999999999.99. The value determines the transaction amount equal to and above which offline-approved force post transactions will be rejected.

     Note: This field cannot contain a negative value.

   Seasonal Account Settings

   • Seasonal Merchant: Select this check box if the merchant only operates seasonally.
   • Seasonal Month: If you selected the Seasonal Merchant check box above, select the check box for each month that the merchant is operating.
4. In the Interchange Data panel, enter or edit the merchant's interchange data details in the fields provided.

   Interchange refers to the merchant's eligibility for and participation in applicable programs for Visa, MasterCard, and Discover billing, and these fields enable you to configure the merchant's participation in these programs:

   

   Note: You can configure interchange settings for full service merchants only. The information in this topic does not apply to front end only merchants.

   Visa Eligibility

   • Custom Payment Service: From the drop-down list, select the option to specify the Visa Customer Payment Service (CPS) the merchant is eligible for. The options available are:
     • N - No CPS
     • 1 - CPS1
     • 2 - CPS2
   • Supermarket (SMKT): Select this check box if the merchant is eligible for Visa's Supermarket (SMKT) status. To qualify for this status, the merchant SIC code must equal 5411 and the merchant must be registered as a Supermarket merchant. Additionally, the card must be magnetic-stripe read for the transaction.
   • Electronic Interchange Reimbursement Fee (ERF): Select this check box if the merchant is eligible for this Visa program.
   • PSF: Select this check box if the merchant is eligible for Visa's PS2000 Interchange Reimbursement Fee program.
   • Purchasing Large Ticket (PLT): Select this check box if the merchant is eligible for this Visa program.
   • Merchant Volume (MVI): If the merchant is eligible for this Visa program, enter the Merchant Volume (MVI). Valid values are N, MP, or any 2-digit numeric value. If you enter 00, the value will reset to N.
   • Utility (UTL): Select this check box if the merchant is eligible for this Visa program.
   • GSA Government Fee Program (G2G): Select this check box if the merchant is eligible for this Visa program.
   • Debt Repayment Fee Program (DTR): Select this check box if the merchant is eligible for this Visa program.
   • CPS/Debit Tax Payment Fee (TAX): Select this check box if the merchant is eligible for this Visa program.

   Visa Programs

   • SMKT / Debit Tier / Credit Tier: If you have specified that the merchant is eligible for Visa's Supermarket (SMKT) status in the Visa Eligibility sub-panel above, select the appropriate Debit Tier and Credit Tier option from the drop-down lists; the options available are:
     • N-No
     • 1-Tier 1
     • 2-Tier 2
     • 3-Tier 3
   • Retail / Debit Tier / Credit Tier: If the merchant is eligible for Visa's Retail status, select the appropriate Debit Tier and Credit Tier option from the drop-down lists; the options available are:
     • N-No
     • 1-Tier 1
     • 2-Tier 2
     • 3-Tier 3
   • Rec Tele & Cable / Debit Tier / Credit Tier: If the merchant is eligible for Visa's Recur Telecommunications and Cable status, select the appropriate Debit Tier and Credit Tier option from the drop-down lists; the options available are:
     • N-No
     • 1-Tier 1
     • 2-Tier 2
     • 3-Tier 3

   MasterCard Eligibility

   • MERIT (MRT): From the drop-down list, select the option to specify the MasterCard MERIT (MRT) status the merchant is eligible for. The options available are:
     • No
     • 1 - Merit 1
     • 3 - Merit 3
   • Service Industries Interchange Program (SIIP): Select this check box if the merchant is eligible for this MasterCard program.
   • Warehouse Club (WHS): Select this check box if the merchant is eligible for this MasterCard program.
   • Category (CAT): Select this check box if the merchant is eligible for this MasterCard program.
   • Travel Industries Premier (PRM): Select this check box if the merchant is eligible for this MasterCard program.
   • Program Registration ID (PRID): If the merchant is eligible for this MasterCard program, enter the Program Registration ID (PRID). This field accepts 3 alphanumeric characters.

   MasterCard Programs

   • MasterCard Assigned ID: Enter the MasterCard assigned ID.
   • Debit Tier / Credit Tier: For each of the following MasterCard special tiered-rate programs, where the merchant is eligible, select the appropriate Debit Tier and Credit Tier option from the drop-down lists:
     • Merit 3
     • SMKT
     • WHS
     • SML TKT
     • COMM SMKT
     • CONV PURCH
     • CNSLOAN (US Banks only)
     • COM RATE A/B (Canadian Banks only)
     • CNS SMKTTIER (Canadian Banks only)
     • CONS TIER (Canadian Banks only)

   Discover Eligibility

   • Interchange (DSQ): From the drop-down list, select one of the following options to specify the merchant's eligibility level for Discover card; this option is used to determine how the transactions for a merchant are qualified when they go through interchange:
     • N - Base
     • M - Mid
     • P - Prime
   • Debt Repayment Program (DDR): Select this check box if the merchant participates in Discover’s Debt Repayment Program. This program concerns the repayment of consumer loans including auto loans, student loans, mortgages, and credit card balances occurring in the United States, and is only applicable to MCCs 6012 and 6051.

     The Merchant Category Code, which indicates the merchant's industry.

     This table lists the Merchant Category Codes (MCCs) and their descriptions:

     Code	Industry
     0742	Veterinary Services
     0763	Agricultural Cooperatives
     0780	Horticultural and Landscaping Services
     1520	General Contractors - Residential and Commercial
     1711	Air Conditioning, Heating, and Plumbing Contractors
     1731	Electrical Contractors
     1740	Insulation, Masonry, Plastering, Stonework, and Tile Setting Contractors
     1750	Carpentry Contractors
     1761	Roofing and Siding, Sheet Metal Work Contractors
     1771	Concrete Work Contractors
     1799	Contractors, Special Trade - not elsewhere listed
     2741	Miscellaneous Publishing and Printing
     2791	Typesetting, Plate Making, and Related Services
     2842	Specialty Cleaning, Polishing, and Sanitation Preparations
     3000	United Airlines
     3001	American Airlines
     3002	Pan American
     3004	Trans World Airlines
     3005	British Airways
     3006	Japan Air Lines
     3007	Air France
     3008	Lufthansa
     3009	Air Canada
     3010	Royal Dutch Airlines (KLM)
     3011	Aeroflot
     3012	Qantas
     3013	Alitalia
     3014	Saudi Arabian Airlines
     3015	Swiss International Airlines
     3016	SAS
     3017	SAA Airways
     3018	Varig (Brazil)
     3020	Air-India
     3021	Air Algerie
     3022	Philippine Airlines
     3023	Mexicana
     3024	Pakistan International
     3025	Air New Zealand
     3026	Emirates Airlines
     3027	UTA/Interair
     3028	Air Malta
     3029	SN Brussels Airlines
     3030	Aerolineas Argentinas
     3031	Olympic Airways
     3032	El Al
     3033	Ansett Airlines
     3034	Australian Airlines
     3035	Tap (Portugal)
     3036	VASP (Brazil)
     3037	EgyptAir
     3038	Kuwait Airways
     3039	Avianca
     3040	Gulf Air (Bahrain)
     3041	BalkanBulgarian Airlines
     3042	Finnair
     3043	Aer Lingus
     3044	Air Lanka
     3045	Nigeria Airways
     3046	Cruzerio do Sul (Brazil)
     3047	THY (Turkey)
     3048	Royal Air Maroc
     3049	Tunis Air
     3050	Icelandair
     3051	Austrian Airlines
     3052	LanChile
     3053	AVIACO (Spain)
     3054	LADECO (Chile)
     3055	LAB (Bolivia)
     3056	Quebecaire
     3057	East/West Airlines (Australia)
     3058	Delta
     3060	Northwest
     3061	Continental
     3063	U.S. Airways
     3064	Adria Airways
     3065	Air Inter
     3066	Southwest
     3067	Vanguard Airlines
     3071	Air British Columbia
     3075	Singapore Airlines
     3076	Aeromexico
     3077	Thai Airways
     3078	China Airlines
     3081	Nordair
     3082	Korean Airlines
     3083	Air Afrique
     3084	Eva Airlines
     3085	Midwest Express Airlines, Inc.
     3086	Carnival Airlines
     3087	Metro Airlines
     3088	Croatia Airlines
     3089	Transaero
     3090	Uni Airways Corporation
     3094	Zambia Airways
     3096	Air Zimbabwe
     3097	Spanair
     3098	Asiana AirlinesR
     3099	Cathay Pacific
     3100	Malaysian Airline System
     3102	Iberia
     3103	Garuda (Indonesia)
     3106	Braathens S.A.F.E. (Norway)
     3110	Wings Airways
     3111	British Midland
     3112	Windward Island
     3115	Tower Air
     3117	VIASA
     3118	Valley Airlines
     3125	Tan
     3126	Talair
     3127	Taca International
     3129	Surinam Airways
     3130	Sunworld International
     3132	Frontier Airlines
     3133	Sunbelt Airlines
     3135	Sudan Airways
     3136	Qatar Airways
     3137	Singleton
     3138	Simmons Airlines
     3143	Scenic Airlines
     3144	Virgin Atlantic
     3145	San Juan Airlines
     3146	Luxair
     3148	Air Littoral SA
     3151	Air Zaire
     3154	Princeville
     3156	Go Fly LTD
     3159	PBA
     3161	All Nippon Airways
     3164	Norontair
     3165	New York Helicopter
     3167	Aerocontinente
     3170	Mount Cook
     3171	Canadian Airlines International
     3172	Nation Air
     3174	JetBlue
     3175	Middle East Air
     3176	Metroflight Airlines
     3177	Air Tran Airways
     3178	Mesa Air
     3181	MALEV
     3182	LOT (Poland)
     3183	Oman Aviation Services
     3184	LIAT
     3185	LAV (Venezuela)
     3186	LAP (Paraguay)
     3188	Virgin Express
     3187	LACSA (Costa Rica)
     3190	Jugoslav Air
     3191	Island Airlines
     3192	Iran Air
     3193	Indian Airlines
     3196	Hawaiian Air
     3197	Havasu Airlines
     3200	Guyana Airways
     3203	Golden Pacific Air
     3204	Freedom Airlines
     3206	China Eastern Airlines
     3211	Norwegian Air Shuttle
     3212	Dominicana
     3215	Dan Air Services
     3216	Cumberland Airlines
     3217	CSA
     3218	Crown Air
     3219	Copa
     3220	Compania Faucett
     3221	Transportes Aeros Militares Ecuatorianos
     3222	Command Airways
     3223	Comair
     3228	Cayman Airways
     3229	SAETA (Sociedad Ecuatorianas De Transportes Aereo)
     3231	SAHSA (Servicio Aero de Honduras)
     3233	Capitol Air
     3234	BWIA
     3235	Brockway Air
     3238	Bemidji Airlines
     3239	Bar Harbor Airlines
     3240	Bahamasair
     3241	Aviateca (Guatemala)
     3242	Avensa
     3243	Austrian Air Service
     3251	Aloha Airlines
     3252	ALM
     3253	America West
     3254	US Air Shuttle
     3256	Alaska Airlines Inc.
     3259	American Trans Air
     3261	Air China
     3262	Reno Air, Inc.
     3266	Air Seychelles
     3267	Air Panama
     3280	Air Jamaica
     3282	Air Djibouti
     3284	Aero Virgin Islands
     3285	Aero Peru
     3286	Aerolineas Nicaraguenses
     3287	Aero Coach Aviation
     3292	Cyprus Airways
     3293	Ecuatoriana
     3294	Ethiopian Airlines
     3295	Kenya Airways
     3297	Tarom Romanian Air Transport
     3298	Air Mauritius
     3299	Wideroes Flyveselskap
     3351	Affiliated Auto Rental
     3352	American Intl Rent-A-Car
     3353	Brooks Rent-A-Car
     3354	Action Auto Rental
     3357	Hertz
     3359	Payless Car Rental
     3360	Snappy Car Rental
     3361	Airways Rent-A-Car
     3362	Altra Auto Rental
     3364	Agency Rent-A-Car
     3366	Budget Rent-A-Car
     3368	Holiday Rent-A-Car
     3370	Rent-A-Wreck
     3376	Ajax Rent-A-Car
     3380	Triangle Rent A Car
     3381	Europ Car
     3385	Tropical Rent-A-Car
     3386	Showcase Rental Cars
     3387	Alamo Rent-A-Car
     3388	Merchants Rent-A-Car
     3389	Avis Rent-A-Car
     3390	Dollar Rent-A-Car
     3391	Europe By Car
     3393	National Car Rental
     3394	Kemwell Group Rent-A-Car
     3395	Thrifty Car Rental
     3396	Tilden Rent-A-Car
     3398	Econo Car Rent-A-Car
     3400	Auto Host Car Rental
     3405	Enterprise Rent-A-Car
     3409	General Rent-A-Car
     3412	A1 Rent-A-Car
     3414	Godfrey National Rent-A-Car
     3420	ANSA Intl Rent-A-Car
     3421	Allstate Rent-A-Car
     3423	Avcar Rent-A-Car
     3425	Automate Rent-A-Car
     3427	Avon Rent-A-Car
     3428	Carey Rent-A-Car
     3429	Insurance Rent-A-Car
     3430	Major Rent-A-Car
     3431	Replacement Rent-A-Car
     3432	Reserve Rent-A-Car
     3433	Ugly Duckling Rent-A-Car
     3434	USA Rent-A-Car
     3435	Value Rent-A-Car
     3436	Autohansa Rent-A-Car
     3437	Cite Rent-A-Car
     3438	Interent Rent-A-Car
     3439	Milleville Rent-A-Car
     3441	Advantage Rent-A-Car
     3501	Holiday Inns/Holiday Inns Express
     3502	Best Western Hotels
     3503	Sheraton Hotels
     3504	Hilton Hotels
     3505	Forte Hotels
     3506	Golden Tulip Hotels
     3507	Friendship Inns
     3508	Quality Inns/Quality Suites
     3509	Marriott
     3510	Days Inns/Daystop
     3511	Arabella Hotels
     3512	Intercontinental Hotels
     3513	Westin Hotels
     3514	Amerisuites
     3515	Rodeway Inns
     3516	La Quinta Motor Inns
     3517	Americana Hotels
     3518	Sol Hotels
     3519	Pullman International Hotels
     3520	Meridien Hotels
     3521	Royal Lahaina Resorts
     3522	Tokyo Hotel
     3523	Peninsula Hotels
     3524	WelcomGroup Hotels
     3525	Dunfey Hotels
     3526	Prince Hotels
     3527	Downtowner-Passport Hotels
     3528	Red Lion Inns/Red Lion Hotels
     3529	CP Hotels
     3530	Renaissance Hotels
     3531	Kauai Coconut Beach Resort
     3532	Royal Kona Resort
     3533	Hotel Ibis
     3534	Southern Pacific Hotels
     3535	Hilton International
     3536	AMFAC Hotels
     3537	ANA Hotels
     3538	Concorde Hotels
     3539	Summerfield Suites Hotel
     3540	Iberotel Hotels
     3541	Hotel Okura
     3542	Royal Hotels
     3543	Four Seasons Hotels
     3544	Ciga Hotels
     3545	Shangri-La International
     3546	Sierra Suites Hotel
     3548	Hotels Melia
     3549	Auberge des Governeures
     3550	Regal 8 Inns
     3551	Mirage Hotel and Casino
     3552	Coast Hotels
     3553	Park Inns International
     3554	Pinehurst Resort
     3555	Treasure Island Hotel and Casino
     3556	Barton Creek Resort
     3558	Jolly Hotels
     3561	Golden Nugget
     3562	Comfort Inns
     3563	Journeys End Motels
     3564	Sam's Town Hotel and Casino
     3565	Relax Inns
     3568	Ladbroke Hotels
     3570	Forum Hotels
     3572	Miyako Hotels
     3573	Sandman Hotels
     3574	Venture Inns
     3575	Vagabond Hotels
     3577	Mandarin Oriental Hotels
     3579	Hotel Mercure
     3581	Delta Hotel
     3582	California Hotel and Casino
     3583	SAS Hotels
     3584	Princess Hotels International
     3585	Hungar Hotels
     3586	Sokos Hotel
     3587	Doral Hotels
     3588	Helmsley Hotels
     3590	Fairmont Hotels
     3591	Sonesta Hotels
     3592	Omni Hotels
     3593	Cunard Hotels
     3595	Hospitality Inns
     3598	Regent International Hotels
     3599	Pannonia Hotels
     3603	Noahs Hotels
     3612	Movenpick Hotels
     3615	Travelodge
     3620	Binion's Horseshoe Club
     3622	Merlin Hotels
     3623	Dorint Hotels
     3624	Lady Luck Hotel and Casino
     3625	Hotel Universale
     3628	Excalibur Hotel and Casino
     3629	Dan Hotels
     3631	Sleep Inn
     3632	The Phoenician
     3633	Rank Hotel
     3634	Swissotel
     3635	Reso Hotels
     3636	Sarova Hotels
     3637	Ramada Inns/Ramada Limited
     3638	Ho Jo Inn
     3639	Mount Charlotte Thistle
     3640	Hyatt Hotels
     3641	Sofitel Hotels
     3642	Novotel Hotels
     3643	Steigenberger Hotels
     3644	Econo Lodges
     3645	Queens Moat Houses
     3646	Swallow Hotels
     3647	Husa Hotels
     3648	De Vere Hotels
     3649	Radisson Hotels
     3650	Red Roof Inns
     3651	Imperial London Hotels
     3652	Embassy Hotels
     3653	Penta Hotels
     3654	Loews Hotels
     3655	Scandic Hotels
     3656	Sara Hotels
     3657	Oberoi Hotels
     3658	Otani Hotels
     3659	Taj Hotels International
     3660	Knights Inn
     3661	Metropole Hotels
     3662	Circus Circus Hotel and Casino
     3663	Hoteles El Presidente
     3664	Flag Inn
     3665	Hampton Inns
     3666	Stakis Hotels
     3667	Luxor Hotel and Casino
     3668	Maritim Hotels
     3669	Eldorado Hotel and Casino
     3670	Arcade Hotels
     3671	Arctia Hotels
     3672	Campanile Hotels
     3673	IBUSZ Hotels
     3674	Rantasipi Hotels
     3675	Interhotel CEDOK
     3676	Monte Carlo Hotel and Casino
     3677	Climat de France Hotels
     3678	Cumulus Hotels
     3679	Silver Legacy Hotel and Casino
     3680	Hoteis Othan
     3681	Adams Mark Hotels
     3682	Sahara Hotel and Casino
     3683	Bradbury Suites
     3684	Budget Hosts Inns
     3685	Budgetel Inns
     3686	Susse Chalet
     3687	Clarion Hotels
     3688	Compri Hotels
     3689	Consort Hotels
     3690	Courtyard By Marriott
     3691	Dillon Inns
     3692	Doubletree Hotels/Club Hotels By Doubletree/Doubletree Guest Suites
     3693	Drury Inns
     3694	Economy Inns of America
     3695	Embassy Suites
     3696	Exel Inn
     3697	Fairfield Hotels
     3698	Harley Hotels
     3699	Midway Motor Lodge
     3700	Motel 6
     3701	La Mansion Del Rio
     3702	The Registry Hotels
     3703	Residence Inns
     3704	Royce Hotels
     3705	Sandman Inns
     3706	Shilo Inns
     3707	Shoneys Inn
     3708	Virgin River Hotel and Casino
     3709	Super 8 Motels
     3710	Ritz Carlton, The
     3711	Flag Inns (Australia)
     3712	Buffalo Bill's Hotel and Casino
     3713	Quality Pacific Hotel
     3714	Four Seasons Hotels (Australia)
     3715	Fairfield Inn
     3716	Carlton Hotels
     3717	City Lodge Hotels
     3718	Karos Hotels
     3719	Protea Hotels
     3720	Southern Sun Hotels
     3721	Hilton Conrad
     3722	Wyndham Hotels
     3723	Rica Hotels
     3724	Inter Nor Hotels
     3725	Seapines Plantation/Sea Pines Resort
     3726	Rio Suites
     3727	Broadmoor Hotel
     3728	Bally's Hotel and Casino
     3729	John Ascuaga's Nugget
     3730	MGM Grand Hotel
     3731	Harrahs Hotels and Casinos
     3732	Opryland Hotel
     3733	Boca Raton Resort
     3734	Harvey/Bristol Hotels
     3735	Masters Economy Inns
     3736	Colorado Belle/Edgewater Resort
     3737	Riviera Hotel and Casino
     3738	Tropicana Resort and Casino
     3739	Woodside Hotels and Resorts
     3740	TownePlace Suites
     3741	Millennium Broadway Hotel
     3742	Club Med
     3743	Biltmore Hotel and Suites
     3744	Carefree Resorts
     3745	St. Regis Hotel
     3746	The Eliot Hotel
     3747	ClubCorp/ClubResorts
     3748	Wellesley Inns
     3749	The Beverly Hills Hotel
     3750	Crowne Plaza Hotels
     3751	Homewood Suites
     3752	Peabody Hotels
     3753	Greenbriar Resorts
     3754	Amelia Island Plantation
     3755	The Homestead
     3756	South Seas Resorts
     3757	Canyon Ranch
     3758	Kahala Mandarin Oriental Hotel
     3759	The Orchid at Mauna Lani
     3760	Halekulani Hotel/Waikiki Parc
     3761	Primadonna Hotel and Casino
     3762	Whiskey Pete's Hotel and Casino
     3763	Chateau Elan Winery and Resort
     3764	Beau Rivage Hotel and Casino
     3765	Bellagio
     3766	Fremont Hotel and Casino
     3767	Main Street Station Hotel and Casino
     3768	Silver Star Hotel and Casino
     3769	Stratosphere Hotel and Casino
     3770	SpringHill Suites
     3771	Caesars Hotel and Casino
     3772	Nemacolin Woodlands
     3773	The Venetian Resort Hotel Casino
     3774	New York-New York Hotel and Casino
     3775	Sands Resort
     3776	Nevele Grand Resort and Country Club
     3777	Mandalay Bay Resort
     3778	Four Points Hotel
     3779	W Hotels
     3780	Disney Resorts
     3781	Patricia Grand Resort Hotels
     3782	Rosen Hotels and Resorts
     3783	Town and Country Resort
     3784	First Hospitality Hotels
     3785	Outrigger Hotel and Resorts
     3786	Ohana Hotels of Hawaii
     3787	Caribe Royale Resorts
     3788	Ala Moana Hotel
     3789	Smuggler's Notch Resort
     3790	Raffles Hotels
     3791	Staybridge Suites
     3792	Claridge Casino Hotel
     3793	Flamingo Hotels
     3794	Grand Casino Hotels
     3795	Paris Las Vegas Hotel
     3796	Peppermill Hotel Casino
     3798	Embassy Vacation Resort
     4011	Railroads
     4111	Transportation—Suburban and Local Commuter Passenger, including Ferries
     4112	Passenger Railways
     4119	Ambulance Services
     4121	Limousines and Taxicabs
     4131	Bus Lines
     4214	Motor Freight Carriers, Trucking—Local/Long Distance, Moving and Storage Companies, Local Delivery
     4215	Courier Services—Air & Ground, Freight Forwarders
     4225	Public Warehousing—Farm Products, Refrigerated Goods, Household Goods Storage
     4411	Steamships and Cruise Lines
     4457	Boat Leases and Boat Rentals
     4468	Marinas, Marine Service/Supplies
     4511	Air Carriers, Airlines—not elsewhere classified
     4582	Airports, Airport Terminals, and Flying Fields
     4722	Travel Agencies and Tour Operators
     4723	Package Tour Operators—Germany Only (not for use in U.S.)
     4784	Tolls and Bridge Fees
     4789	Transportation Services—not elsewhere classified
     4812	Telecommunication Equipment Including Telephone Sales
     4814	Telecommunication Services including local and long distance calls, credit card calls, calls through use of magnetic stripe-reading telephones, and fax services.
     4816	Computer Network/Information Services
     4821	Telegraph Services
     4829	Wire Transfer Money Orders (WTMOs)
     4899	Cable, Satellite, and other Pay Television and Radio Services
     4900	Utilities—Electric, Gas, Sanitary, Water
     5013	Motor Vehicle Supplies and New Parts
     5021	Office and Commercial Furniture
     5039	Construction Materials—not elsewhere classified
     5044	Photographic, Photocopy, Microfilm Equipment, and Supplies
     5045	Computers, Computer Peripheral Equipment, and Software
     5046	Commercial Equipment—not elsewhere classified
     5047	Medical, Dental, Ophthalmic, and Hospital Equipment and Supplies
     5051	Metal Service Centers and Offices
     5065	Electrical Parts and Equipment
     5072	Hardware, Equipment and Supplies
     5074	Plumbing and Heating Equipment
     5085	Industrial Supplies—not elsewhere classified
     5094	Precious Stones and Metals, Watches and Jewelry
     5099	Durable Goods—not elsewhere classified
     5111	Stationery, Office Supplies, Printing and Writing Paper
     5122	Drugs, Drug Proprietaries, and Druggists Sundries
     5131	Piece Goods, Notions, and Other Dry Goods
     5137	Mens, Womens, and Childrens Uniforms and Commercial Clothing
     5139	Commercial Footwear
     5169	Chemicals and Allied Products—not elsewhere classified
     5172	Petroleum and Petroleum Products
     5192	Books, Periodicals and Newspapers
     5193	Florists Supplies, Nursery Stock, and Flowers
     5198	Paints, Varnishes, and Supplies
     5199	Nondurable Goods—not elsewhere classified
     5200	Home Supply Warehouse Stores
     5211	Building Materials, and Lumber Stores
     5231	Glass, Paint, and Wallpaper Stores
     5251	Hardware Stores
     5261	Nurseries, Lawn, and Garden Supply Stores
     5271	Mobile Home Dealers
     5300	Wholesale Clubs
     5309	Duty Free Stores
     5310	Discount Stores
     5311	Department Stores
     5331	Variety Stores
     5399	Miscellaneous General Merchandise
     5411	Grocery Stores and Supermarkets
     5422	Freezer and Locker Meat Provisioners
     5441	Candy, Nut, and Confectionery Stores
     5451	Dairy Products Stores
     5462	Bakeries
     5499	Miscellaneous Food Stores—Convenience Stores and Specialty Markets
     5511	Automobile and Truck Dealers—Sales, Service, Repairs, Parts, and Leasing (New and Used)
     5521	Automobile and Truck Dealers—Sales, Service, Repairs, Parts, and Leasing (Used Only)
     5532	Automotive Tire Stores
     5533	Automotive Parts and Accessories Stores
     5541	Service Stations (with or without Ancillary Services)
     5542	Automated Fuel Dispenser
     5551	Boat Dealers
     5561	Camper, Recreational and Utility Trailer Dealers
     5571	Motorcycle Shops and Dealers
     5592	Motor Home Dealers
     5598	Snowmobile Dealers
     5599	Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers not elsewhere classified
     5611	Mens and Boys Clothing and Accessories Store
     5621	Womens Ready to Wear Stores
     5631	Womens Accessory and Specialty Shops
     5641	Childrens and Infants Wear Stores
     5651	Family Clothing Stores
     5655	Sports Apparel and Riding Apparel Stores
     5661	Shoe Stores
     5681	Furriers and Fur Shops
     5691	Mens and Womens Clothing Stores
     5697	Tailors, Seamstresses, Mending, and Alterations
     5698	Wig and Toupee Stores
     5699	Miscellaneous Accessory and Apparel Stores
     5712	Furniture, Home Furnishings, and Equipment Stores (except Appliances)
     5713	Floor Covering Stores
     5714	Drapery, Upholstery, and Window Coverings Stores
     5718	Fireplace, Fireplace Screens and Accessories Stores
     5719	Miscellaneous House Furnishing Specialty Stores
     5722	Household Appliance Stores
     5732	Electronic Sales
     5733	Music Stores—Musical Instruments, Pianos, Sheet Music
     5734	Computer Software Stores
     5735	Record Stores
     5811	Caterers
     5812	Eating Places and Restaurants
     5813	Drinking Places (Alcoholic Beverages) - Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns
     5814	Fast-Food Restaurants
     5912	Drug Stores and Pharmacies
     5921	Package Stores - Beer, Wine, and Liquor
     5931	Second Hand and Used Merchandise Stores
     5932	Antique Shops—Sales, Repairs, and Restoration Services
     5933	Pawn Shops
     5935	Salvage and Wrecking Yards
     5937	Antique Reproduction
     5940	Bicycle Shops—Sales and Service
     5941	Sporting Goods Stores
     5942	Book Stores
     5943	Office, School Supply, and Stationery Stores
     5944	Clock, Jewelry, Watch, and Silverware Store
     5945	Game, Toy, and Hobby Shops
     5946	Camera and Photographic Supply Stores
     5947	Card, Gift, Novelty, and Souvenir Shops
     5948	Leather Goods and Luggage Stores
     5949	Sewing, Needlework, Fabric, and Piece Goods Stores
     5950	Crystal/Glassware Stores
     5960	Direct Marketing—Insurance Services
     5962	Direct Marketing—Travel-Related Arrangement Services
     5963	Door-to-Door Sales
     5964	Direct Marketing—Catalog Merchant
     5965	Direct Marketing—Combination Catalog and Retail Merchant
     5966	Direct Marketing—Outbound Telemarketing Merchant
     5967	Direct Marketing—Inbound Teleservices Merchant
     5968	Direct Marketing—Continuity/Subscription Merchant
     5969	Direct Marketing—Other Direct Marketers not elsewhere classified
     5970	Artist's Supply and Craft Shops
     5971	Art Dealers and Galleries
     5972	Stamp and Coin Stores
     5973	Religious Goods Stores
     5975	Hearing Aids—Sales, Service, Supply Stores
     5976	Orthopedic Goods Prosthetic Devices
     5977	Cosmetic Stores
     5978	Typewriter Stores—Rentals, Sales, Service
     5983	Fuel Dealers—Coal, Fuel Oil,  Liquefied Petroleum, Wood
     5992	Florists
     5993	Cigar Stores and Stands
     5994	News Dealers and Newsstands
     5995	Pet Shops, Pet Food and Supplies Stores
     5996	Swimming Pools—Sales and Service
     5997	Electric Razor Stores—Sales and Service
     5998	Tent and Awning Shops
     5999	Miscellaneous and Specialty Retail Shops
     6010	Financial Institutions—Manual Cash Disbursements
     6011	Financial Institutions—Automated Cash Disbursements
     6012	Financial Institutions - Merchandise and Services
     6051	Non-Financial Institutions - Foreign Currency, Money Orders (not wire transfer), and Travelers Cheques
     6211	Security - Brokers/Dealers
     6300	Insurance Sales, Underwriting, and Premiums
     6513	Real Estate Agents and Managers - Rentals
     7011	Lodging - Hotels, Motels, Resorts, and Central Reservation Services - not elsewhere classified
     7012	Timeshares
     7032	Recreational and Sporting Camps
     7033	Campgrounds and Trailer Parks
     7210	Cleaning, Garment, and Laundry Services
     7211	Laundries - Family and Commercial
     7216	Dry Cleaners
     7217	Carpet and Upholstery Cleaning
     7221	Photographic Studios
     7230	Barber and Beauty Shops
     7251	Hat Cleaning Shops, Shoe Repair Shops, and Shoe Shine Parlors
     7261	Funeral Services and Crematories
     7273	Dating and Escort Services
     7276	Tax Preparation Service
     7277	Counseling Service - Debt, Marriage, Personal
     7278	Buying and Shopping Services, Clubs
     7296	Clothing Rental - Costumes, Uniforms, and Formal Wear
     7297	Massage Parlors
     7298	Health and Beauty Spas
     7299	Miscellaneous Personal Services - not elsewhere classified
     7311	Advertising Services
     7321	Consumer Credit Reporting Agencies
     7333	Commercial Photography, Art, and Graphics
     7338	Quick Copy, Reproduction, and Blueprinting Services
     7339	Stenographic and Secretarial Support
     7342	Exterminating and Disinfecting Services
     7349	Cleaning, Maintenance, and Janitorial Services
     7361	Employment Agencies and Temporary Help Services
     7372	Computer Programming, Data Processing, and Integrated Systems Design Services
     7375	Information Retrieval Services
     7379	Computer Maintenance, Repair, and Services - not elsewhere classified
     7392	Consulting, Management, and Public Relations Services
     7393	Detective Agencies, Protective Services, and Security Services (including Armored Cars and Guard Dogs)
     7394	Equipment Rental and Leasing Services, Furniture Rental, Tool Rental
     7395	Photo Developing, Photofinishing Laboratories
     7399	Business Services - not elsewhere classified
     7512	Automobile Rental Agency - not elsewhere classified
     7513	Truck and Utility Trailer Rentals
     7519	Motor Home and Recreational Vehicle Rentals
     7523	Parking Lots and Garages
     7531	Automotive Body Repair Shops
     7534	Tire Retreading and Repair Shops
     7535	Automotive Paint Shops
     7538	Automotive Service Shops (non-Dealer)
     7542	Car Washes
     7549	Towing Services
     7622	Electronics Repair Shops
     7623	Air Conditioning and Refrigeration Repair Shops
     7629	Electrical and Small Appliance Repair Shops
     7631	Clock, Jewelry, and Watch Repair Shops
     7641	Furniture - Reupholstery Repair and Refinishing
     7692	Welding Services
     7699	Miscellaneous Repair Shops and Related Services
     7829	Motion Picture and Video Tape Production and Distribution
     7832	Motion Picture Theaters
     7841	Video Tape Rental Stores
     7911	Dance Halls, Schools, and Studios
     7922	Theatrical Producers (except Motion Pictures), and Ticket Agencies
     7929	Bands, Orchestras, and Miscellaneous Entertainers not elsewhere classified
     7932	Billiard and Pool Establishments
     7933	Bowling Alleys
     7941	Commercial Sports, Professional Sports Clubs, Athletic Fields, and Sports Promoters
     7991	Tourist Attractions and Exhibits
     7992	Public Golf Courses
     7993	Video Amusement Game Supplies
     7994	Video Game Arcades/Establishments
     7995	Betting (including Lottery Tickets, Casino Gaming Chips, Off-Track Betting and Wagers at Race Tracks)
     7996	Amusement Parks, Carnivals, Circuses, Fortune Tellers
     7997	Membership Clubs (Athletic, Recreation, Sports), Country Clubs, and Private Golf Courses
     7998	Aquariums, Dolphinariums, and Seaquariums
     7999	Recreation Services - not elsewhere classified
     8011	Doctors and Physicians - not elsewhere classified
     8021	Dentists and Orthodontists
     8031	Osteopaths
     8041	Chiropractors
     8042	Optometrists and Ophthalmologists
     8043	Opticians, Optical Goods, and Eyeglasses
     8049	Chiropodists and Podiatrists
     8050	Nursing and Personal Care Facilities
     8062	Hospitals
     8071	Dental and Medical Laboratories
     8099	Health Practitioners and Medical Services - not elsewhere classified
     8111	Attorneys - Legal Services
     8211	Elementary and Secondary Schools
     8220	Colleges, Universities, Professional Schools, and Junior Colleges
     8241	Correspondence Schools
     8244	Business and Secretarial Schools
     8249	Trade and Vocational Schools
     8299	Schools and Educational Services - not elsewhere classified
     8351	Child Care Services
     8398	Charitable and Social Service Organizations
     8641	Civic, Social, and Fraternal Associations
     8651	Political Organizations
     8661	Religious Organizations
     8675	Automobile Associations
     8699	Membership Organizations - not elsewhere classified
     8734	Testing Laboratories (Non-Medical Testing)
     8911	Architectural, Engineering, and Surveying Services
     8931	Accounting, Auditing, and Bookkeeping Services
     8999	Professional Services - not elsewhere classified
     9211	Court Costs, including Alimony and Child Support
     9222	Fines
     9223	Bail and Bond Payments
     9311	Tax Payments
     9399	Government Services - not elsewhere classified
     9402	Postal Services - Government Only
     9405	U.S. Federal Government Agencies or Departments
     9700	Automated Referral Service
     9701	Visa Credential Service
     9702	Emergency Services
     9751	U.K. Supermarkets - Electronic Hot File (for regional use only)
     9752	U.K. Petrol Stations - Electronic Hot File (for regional use only)
     9950	Intra-company Purchases

   Other Settings

   • Interchange Number: From the drop-down list, select one of the following options to specify how the system will use the number option to accumulate the qualified interchange volume for the merchant:

     Note: This information defaults from the Association or Bank level.

     • N - Net
     • G - Gross
     • B - Both
     • Interchange Dollar: From the drop-down list, select one of the following options to specify how the system will use the dollar option to accumulate the qualified interchange volume for the merchant:

       Note: This information defaults from the Association or Bank level.

     • N - Net
     • G - Gross
     • B - Both
   • Vital Reporting Services (VRS): From the drop-down list, select one of the following options to specify if or how the merchant is using TSYS Acquiring Solutions (formerly Vital) Reporting Services:
     • No
     • Yes
     • I - Info Only
   • Visa Partner Program (VPP): Select this check box if the merchant is a participant in this program.
   • Merchant Verification Value (MVV): If the merchant participates in any Select Merchant Fee (SMF) programs, enter the Merchant Verification Value (MVV) assigned to the merchant. This number is assigned by VISA and the Acquirer.
5. In the IRS Data panel, enter or edit the IRS settings for the merchant as required.

   These fields concern participation in Merchant Tax Reporting (MTR) and IRS Backup Withholding (BW) compliance mandate (6050W):

   

   Merchant Tax Reporting

   • IRS 1099-K Reporting: If available, select this check box if the merchant is participating in Merchant Tax Reporting as part of the 6050W mandate.
   • 1099-K Merchant Copy: If available, from the drop-down list, select the appropriate option to specify whether the merchant will receive either a paper or an electronic copy of the 1099-K form, neither, or both.
   • Include with AP: If available, select this check box if the merchant should be rolled up into the Aggregated Payee level 1099-K volume. If enabled, the merchant will be rolled into either their Association or their Association's First-Level Group.
   • PST Tax Registration: This field only appears if the merchant is associated with a Canadian bank, and should contain the merchant's 15-digit Canadian Provincial Sales Tax (PST) Registration number.

   Backup Withholding Settings

   Note: The following fields are only available if the Merchant's Bank is configured to participate in Backup Withholding and you have the sufficient user privileges.

   • Exempt: Select this check box if the merchant is exempt from Backup Withholding.
   • BW Start Date: The effective start date of backup withholding (if any), where the system has identified the Tax Identification Number (TIN) as missing.
   • BW Stop Date: The effective stop date of backup withholding (if any), where the system has identified the TIN as valid.

   Backup Withholding Balances

   • BW Balance: The actual federal backup withholding balance obtained during ACH processing.
   • BW Deferred Balance: The current backup withholding balance that has not been collected.
   • BW State Balance: The actual state backup withholding balance obtained during ACH processing.
   • BW State Deferred Balance: The current state backup withholding balance that has not been collected.
6. In the ACH Data panel, enter the Automated Clearing House (ACH) settings for the merchant.

   These fields govern the electronic transfer of funds, allowing the merchant's demand deposit accounts to be updated through magnetic tape or transmission, and enable you to configure transaction destinations and miscellaneous ACH settings (fields marked with a red asterisk are mandatory):

   

   Note: You can configure ACH settings for full service merchants only; the following fields will be unavailable for front end only merchants.

   Transaction Destination

   • Global: If you want to set a single transaction destination for all transaction types, select one of the following options from this drop-down list (this will make the fields for the individual transaction types in this sub-panel unavailable):
     • A - Association: Transactions post to the association’s DDA.
     • M - Merchant: Transactions post to the merchant’s DDA.
     • X - No ACH: Transactions do not receive ACH funding.
     • G - Group: Transactions post to the group’s DDA.
     • R - Rollup: Transactions roll up into one ACH entry and post to the merchant’s DDA.
     • B - Assoc Roll: Transactions roll up into one ACH entry and post to the association’s DDA. The association profile must also have the Global field set to B - Assoc Roll.
     • H - Group Roll: Transactions roll up into one ACH entry and post to the group’s DDA. The group profile must also have the Global field set to H - Group Roll.

       Note: If you want to select the R - Rollup, B - Assoc Roll, or H - Group Roll option but find it is not available from the drop-down list, contact your TSYS relationship manager for more information about transaction destination values.

     -or-

     If you want to set transaction destinations for the transaction types individually, select the blank option from the Global drop-down list, and then select one of the above options for each of the following transaction type fields in this sub-panel:

     • Deposits
     • Adjustments
     • Chargebacks
     • Reversals
     • Chargeback Reversals
     • DDA Adjustments
     • Batch R/C
     • Other Tran Type 1
     • Other Tran Type 2
     • Other Tran Type 3

   Same Day ACH

   Note: The Same Day ACH sub-panel will only appear if your system has been configured to enable Same Day ACH processing.

   • Global: If you want to set a single same day ACH setting for all transaction types, select one of the following options from this drop-down list (this will make the fields for the individual transaction types in this sub-panel unavailable):
     • N - No Same Day: No same day ACH processing for transactions.
     • C - Credits Only: Same day ACH processing for credit transactions only.
     • D - Debits Only: Same day ACH processing for debit transactions only.
     • B - Both: Same day ACH processing for both credit and debit entries.

     -or-

     If you want to set a same day ACH setting for the transaction types individually, select the blank option from the Global drop-down list, and then select one of the above options for each of the following transaction type fields in this sub-panel:

     • Deposits
     • Adjustments
     • Chargebacks
     • Reversals
     • Chargeback Reversals
     • DDA Adjustments
     • Batch R/C

   Other Settings

   • Multicurrency Funding: If you want the merchant to participate in multicurrency funding, select one of the following options from to drop-down list to to define the timing (the processing day) of the currency rate to use to fund the merchant:
     • N - No, Use Stale Rate
     • A - Use Latest Available Rates
     • G - Group
     • R - Rollup
   • Delay Pay Debits: Enter the number of days you want to delay ACH for the merchant's debit transactions. Currently, this should be set to 0.
   • Delay Pay Credits: Enter the number of days that you want to delay ACH for this merchant's credit transactions. Currently, this should be set to 0.
   • Days Suspend: If required, enter the number of days a merchant’s funds should be suspended before they are released at ACH.
7. In the Miscellaneous Data panel, enter details to configure miscellaneous merchant information.

   Such information includes financial statement receipt tracking, fee tracking, paper draft storage settings, and report access.

   

   Note: You can configure these miscellaneous attributes for full service merchants only; the following fields will be unavailable for front end only merchants.

   • Rank: Select this check box if the merchant is to be included in the ranking file.
   • Sp Cond Ind 1: Enter the primary special condition indicator for the merchant.
   • Sp Cond Ind 2: Enter the ancillary special condition indicator for the merchant.
   • Plastics: Select this check box if the merchant possesses manual card processing devices.
   • Number of Plastics: This field becomes available if you selected the Plastics check box above; enter the number of manual card processing devices that the merchant possesses.
   • Storage: Select this check box if totals for storage are accumulated through the profitability system for the merchant. Storage includes any income or expense that is associated with storing paper drafts.
   • Data Storage Location (DSL): This field becomes available if you selected the Storage check box above; enter the user-defined data storage location.
   • Last Call: Enter the date of the last call to the merchant in mm/dd/yyyy format, or click the calendar icon and select the date from the pop-up calendar.
   • Number Months Next Call: Enter the number of months between the last call and the next call when a merchant representative is due to contact the merchant. Entering a value of 99 in this field indicates that this field is not being used to determine the next call date. The application will generate a Past Due Call Report at the end of the month after the date that the merchant call is due.
   • Number of Calls: Enter the number of calls a representative has made to the merchant since the account was opened.

   Financial Statements

   • Due Date: Enter the date, in mm/dd/yyyy format, on which the financial statement is due from the merchant, or click the calendar icon and select the date from the pop-up calendar.
   • Received Date: Enter the date, in mm/dd/yyyy format, on which the financial statement is received from the merchant, or click the calendar icon and select the date from the pop-up calendar.
8. If you are updating a merchant's account settings, click Validate or Board, as required.

   -or-

   If you are entering account settings for a new merchant, click Save at any time to save the information you have entered, and then to proceed to the next page in the merchant boarding process, click Next.