Configure merchant account settings (Merchant Account)

The Merchant Account page allows you to configure merchant account information, owner and business classifications, user settings, and account flags.

Note: You can configure account settings for full service merchants only. The information in this topic does not apply to front end only merchants.

To configure or update a merchant's account settings:

1. If boarding a full service merchant, from the Merchant Parameters page, click Next.

   -or-

   Search for the merchant to display its details on the Merchant Summary page, and then:

   In the Merchant Quick Links panel, click Merchant Account.

   

   -or-

   From the Merchant menu, click Account.

   

   The Merchant Account page opens.

   

2. If the merchant is already boarded, click Edit.
3. In the Account Data panel, enter or edit the merchant account details in the fields provided (fields marked with a red asterisk are mandatory).

   Type Settings

   Select the required setting from each drop-down list for the merchant account:

   Business Type(MC/DV)

   The MasterCard business type designation for the account. Possible values:

   • 1 - Corporation
   • 2 - Unknown
   • 3 - Sole Proprietorship
   • 4 - Partnership
   • 5 - Association/Estate/Trust
   • 6 - Tax Exempt (501C)
   • 7 - International
   • 8 - Limited Liability (LLC)
   • 9 - Government Agency

   Owner Type(MC)

   The MasterCard owner type designation for the account. Possible values:

   • 0 - Unknown
   • 1 - No Applicable Classification
   • 2 - Female
   • 3 - Physically Handicapped Female
   • 4 - Physically Handicapped Male

   Ethnicity(MC)

   The MasterCard ethnicity designation for the account. Possible values:

   • 0 - Unknown
   • 1 - African American
   • 2 - Asia Pacific American
   • 3 - Subcontinent Asian American
   • 4 - Hispanic American
   • 5 - Native American Indian
   • 6 - Native Hawaiian
   • 7 - Native Alaskan
   • 8 - Caucasian
   • 9 - Other

   Small Business(MC)

   The MasterCard small business designation for the account. Possible values:

   • 0 - Unknown
   • 1 - Not Certified
   • 2 - SBA Certification As Such
   • 3 - SBA Certified Disadvantaged
   • 4 - Other Govt Agency Certified
   • 5 - Self-Certified
   • 6 - SBA Certification As Such and Other Govt Agency Certified
   • 7 - SBA Certified Disadvantaged and Other Govt Agency Certified
   • 8 - Other Govt Agency Certified and Self-Certified
   • A - SBA Certification As 8(A)
   • B - Self-Certified Disadvantaged
   • C - SBA Certification as HUBZone

   Incorporation(VI)

   The Visa incorporation designation for the account. Possible values:

   • 1 - Individual/Sole Proprietor

     Note: If you select the 1 - Individual/Sole Proprietor option, the SSN must be provided on the Merchant Parameters page.

   • 2 - Partnership
   • 3 - Corporation
   • 4 - medical Corporations
   • 5 - Legal Corporations
   • 6 - Association/Estates/Trusts
   • 7 - Tax-Exempt Organizations
   • 8 - International Organizations
   • 9 - Limited Liability Companies

   Daily Fees

   Indicates which fees to collect on a daily basis for the account. Possible values:

   • D - Daily Discount
   • I - Daily Interchange
   • B - Both
   • N - Neither

   Daily Settlement

   Indicates how interchange fees are collected for the account. Possible values:

   • N - Net Fee
   • S - Separate Debit

   For example, in the case of a $100 Deposit with $10 in interchange fees due, selecting N - Net Fee will result in a $90 net deposit ($100 - $10), whereas selecting S - Separate Debit will result in a $100 deposit to account and a $10 withdrawal from account.

   Term of Agreement

   Indicates the term of the agreement for the account. Possible values:

   • 1yr
   • 2yr
   • 3yr
   • None

   Pricing Option

   Indicates the pricing option for the account. The options available here are based on the Discount Pricing Options set up at the Bank New Account Defaults page.

   Business Type(UW/AX)

   Indicates the American Express business type designation for the account. This field defaults to the business type specified for the merchant's American Express Registration, if created.

   Possible values:

   • D-Corporation Private
   • E-Corporation Publicly Traded
   • F-Non ProfitG-Government
   • M-LLC Private
   • N-LLC Publicly Traded
   • Q-Partnership Private
   • R-Partnership Publicly Traded
   • S-Sole Proprietorship
   • X-American Express Reserved

   Note: This field is mandatory if the Underwriting feature is turned on.

   Ownership Type(UW/AX)

   Indicates the American Express ownership type designation for the account. This field defaults to the ownership type specified for the merchant's American Express Registration, if created.

   Possible values:

   • CEO
   • CFO
   • Chairman
   • Co-Owner
   • Comptroller
   • Controller
   • Director
   • General Manager
   • Office Manager
   • Owner
   • Partner
   • President
   • Treasurer
   • Vice President

   Note: This field is mandatory if the Underwriting feature is turned on.

   User Settings

   Enter or edit the details in the following user-defined fields as required (fields marked with a red asterisk are mandatory):

   • Flag 1/2

     Valid options for savings account:

     • D - Daily deposits only
     • M - Month-end fees only
     • B - Both daily deposits and month-end fees

     Valid options for general ledger account:

     • E - Daily deposits only
     • L - Month-end fees only
     • C - Both daily deposits and month-end fees
   • Data 1
   • Data 2
   • Data 3
   • Data 4
   • Data 5
   • Account 1
   • Account 2

   Acquirer Merchant Master Flag Data

   Moto

   Indicates whether the merchant is primarily selling through a call center (mail order / telephone order). Possible values:

   • <Blank>
   • Y-Yes
   • N-No

   Note: This field is mandatory for merchants boarded under Canadian Banks.

   Online

   Indicates whether the merchant is primarily selling online. Possible values:

   • <Blank>
   • Y-Yes: If this option is selected, the Merchant Web Site field on the Merchant Parameters page becomes mandatory.
   • N-No

   Note: This field is mandatory for merchants boarded under Canadian Banks.

   Seasonal

   Indicates whether the merchant is seasonal or has a major cycle (for example, a Halloween costume store). Possible values:

   • <Blank>
   • Y-Yes
   • N-No

   Note: This field is mandatory for merchants boarded under Canadian Banks.

   Debit

   Indicates whether the merchant location accepts Visa Debit. Possible values:

   • <Blank>
   • 0 - No Visa Debit: The merchant location does not accept Visa Debit.
   • 1 - Visa Debit POS: The merchant location only accepts Visa Debit at point of sale.
   • 2 - Visa Debit CNP: The merchant location only accepts Visa Debit for card not present transactions (such as MOTO and Online).
   • 3 - Visa Debit All: The merchant location accepts Visa Debit both at point of sale and for card not present transactions.

   Note: This field is mandatory for merchants boarded under Canadian Banks.

   PayWave

   Indicates whether the merchant location accepts Visa PayWave. Possible values:

   • <Blank>
   • 0 - No Visa PayWave: The merchant location does not accept Visa PayWave.
   • 1 - Visa PayWave Debit: The merchant location accepts Visa PayWave for debit transactions only.
   • 2 - Visa PayWave Credit: The merchant location accepts Visa PayWave for credit transactions only.
   • 3 - Visa PayWave All: The merchant location accepts Visa PayWave for both credit and debit transactions.

   Note: This field is mandatory for merchants boarded under Canadian Banks.

   Other Settings and Flags

   • Officer 1: The four-character, client-assigned officer code for the officer who approved this merchant to accept bank card transactions. 0000 is a valid entry.
   • Officer 2: The four-character, client-assigned officer code for the officer who approved the opening of the merchant DDA. 0000 is a valid entry.
   • Rep Code: The four-character code assigned to the merchant representative who is responsible for contacting this merchant. 0000 is a valid entry.
   • Member ID: Your or your sponsor's bank's eight-digit Visa BID. 00000000 is a valid entry.
   • Investigator: A four-digit user-defined field. 0000 is a valid entry.
   • FNS Number: A seven-digit Federal Nutrition Service number for merchants that accept EBT food stamps as a payment type. 0000000 is a valid entry.
   • MET: The Merchant Exception Table number assigned to the merchant. This is a four-digit user-defined field. 0000 is a valid entry.
   • EDC: Select this check box if this is an Electronic Data Capture merchant. You should only leave this check box clear if the merchant submits batches on paper.
   • ACH: Select this check box if there will be electronic transfer of funds to and from the merchant, and daily deposits will be posted using Automated Clearing House. You need to select select check box for the merchant to participate on the National Automated Clearing House Association (NACHA) file.
   • New Merchant Deposits: Select this check box to monitor the merchant deposits for the first 30 days after the account is opened, via the New Merchant Deposits report. The start of the monitoring period is derived from the value in the Date Opened field.
   • Daily Exceptions: Only select this check box if you are using an existing Merchant Exception Table (MET) and you want daily online and hard copy exception reports generated for the merchant.
   • Fraud: Only select this check box if you are using an existing Merchant Exception Table (MET) and you want the merchant account to be tracked and reported for potential fraud.
   • Print Statement: Select this check box if you want to generate a paper merchant statement.

     Note: Selecting the Print Statement check box does not affect the Online Merchant Statements (OLMS).

   • Hold Statement: From the drop-down list, select one of the following options to specify the manner in which statements are delivered to the merchant:
     • F - Foreign Statement: Used for non-US postal codes.
     • N - No: A printed statement will be mailed to the appropriate merchant address.
     • Y - Yes: A printed statement will be sent back to the client as part of their daily Fed-Ex package.
   • Bypass Flag Excessive Credits: Select this check box if you want to bypass excessive credit checks for the merchant during entry run processing.
   • Bypass Flag Excessive Transactions: Select this check box if you want to bypass notification when excessive transactions occur for the merchant.
   • Bypass Flag Excessive Deposit

     This indicates whether (Y) or not (N) participation in the Excessive Deposits Program is bypassed for the merchant. The selection also controls access to the Excessive Deposit Threshold Amount field for the merchant. Possible values:

     • Y: Indicates that participation in the Excessive Deposits Program is bypassed for the merchant, in which case, the Excessive Deposit Amount Threshold settings for the merchant will not be maintainable.
     • N (default): Indicates that the merchant is participating in the Excessive Deposits Program, in which case, the Excessive Deposit Amount Threshold settings for the merchant will be maintainable, but must be at least a value of 0.00.
   • Excessive Credit Thresholds

     These fields enable you to set excessive credit threshold values for the merchant that will override any set at the bank level:

     • Negative Batch

       The amount by which the credits are allowed to exceed sales in a batch. This must be a valid amount between 0 and 999999999.99.

     • Amount of Credits in a Batch

       The maximum dollar amount of credits allowed in a batch. This must be a valid amount between 0 and 999999999.99.

     • Number of Credits in a Batch

       The maximum number of credit transactions allowed in a batch. This must be a valid value between 0 and 999999999.

   • Excessive Tran Amount Thresholds

     These fields enable you to set excessive transaction amount threshold values for the merchant that will override any set at the bank level:

     • Sale Amount

       The maximum sale amount allowed per transaction. This must be a valid amount between 0 and 999999999.99.

     • Credit Amount

       The maximum amount allowed per credit transaction. This must be a valid amount between 0 and 999999999.99.

   • Excessive Deposit Amount Threshold

     This field allows you to set a threshold amount for excessive deposits for the merchant. If the dollar amount of the entire batch is over the specified threshold, the entire batch will be rejected.

     Valid values are between 0.00 (the default) and 999999999.99 (999,999,999.99).

     The field may be left blank, unless the Bypass Flag Excessive Debit for the merchant is not selected (N), in which case the value must be 0.00 or greater.

   • Daily Auth Count

     The maximum number of authorization requests per terminal (V number) allowed in a rolling 24-hour period. This field accepts a maximum value of 999999.

     The Daily Auth Count value set at the merchant level is applied by default to any subsequent terminal record created for the merchant, although you can then edit the terminal level value. If a Daily Auth Count value exists at the terminal level, that value is used to set the maximum daily auth count, otherwise the merchant level value is used.

     Whether set at the merchant or the terminal level, the Daily Auth Count value indicates each individual terminal's maximum daily auth count, and not the total auth count allowed for all the merchant's terminals.

     Note: When you set or update a Daily Auth Count for a merchant on the Merchant Account page, that value will populate the Daily Auth Count on the Terminal Setup page for each subsequent terminal you set up for the merchant, but it will not update the Daily Auth Count for any existing terminals for the merchant. If you update the Daily Auth Count for a terminal, it will not update the Daily Auth Count on the Merchant Account page.

   • Credit Validation

     This is part of the Credits Without Offsetting Sales program. It enables the merchant to choose how to utilize the new risk option. This field is maintainable if V-option VMM91B0041 is on. Valid values include:

     • N: Merchant does not participate (DEFAULT)
     • 1: Credit W/O Sale
     • 2: Credit > Sale
     • 3: CR=Sales/TTL CR>TTL Sales
     • 4: CR<Sales/TTL CR>TTL Sales
     • 5: Option 1 & 2
     • 6: Option 1,2,3,& 4
   • Bypass Force Post

     This field indicates whether force post edits must apply to the merchant’s transactions. Possible values:

     • Y (check box selected): Force post edits must be bypassed for this merchant’s transactions.
     • N (check box cleared): Force post edits must apply to this merchant’s transactions (this is the default).
   • Force Post Threshold Amount

     This field must contain a valid value between 0.00 and 999999999.99. The value determines the transaction amount equal to and above which offline-approved force post transactions will be rejected.

     Note: This field cannot contain a negative value.

   • Split Funding

     Indicates whether the bank allows merchants to participate in the Split Funding program This program enables the funding of two or more accounts for proceeds incurred from payment transactions..

   • Convenience Fee

     Indicates whether the bank allows merchants to participate in the Convenience Fee program The program that enables merchants to add an additional during purchase..

   Seasonal Account Settings

   • Seasonal Merchant: Select this check box if the merchant only operates seasonally.
   • Seasonal Month: If you selected the Seasonal Merchant check box above, select the check box for each month that the merchant is operating.
4. In the Interchange Data panel, enter or edit the merchant's interchange data details in the fields provided.

   Interchange refers to the merchant's eligibility for and participation in applicable programs for Visa, Mastercard, and Discover billing, and these fields enable you to configure the merchant's participation in these programs:

   

   Note: You can configure interchange settings for full service merchants only. The information in this topic does not apply to front end only merchants.

   Visa Eligibility

   • Custom Payment Service: From the drop-down list, select the option to specify the Visa Customer Payment Service (CPS) the merchant is eligible for. The options available are:
     • N - No CPS
     • 1 - CPS1
     • 2 - CPS2
   • Supermarket (SMKT): Select this check box if the merchant is eligible for Visa's Supermarket (SMKT) status. To qualify for this status, the merchant SIC code must equal 5411 and the merchant must be registered as a Supermarket merchant. Additionally, the card must be magnetic-stripe read for the transaction.
   • Electronic Interchange Reimbursement Fee (ERF): Select this check box if the merchant is eligible for this Visa program.
   • PSF: Select this check box if the merchant is eligible for Visa's PS2000 Interchange Reimbursement Fee program.
   • Purchasing Large Ticket (PLT): Select this check box if the merchant is eligible for this Visa program.
   • Merchant Volume (MVI): If the merchant is eligible for this Visa program, enter the Merchant Volume (MVI). Valid values are N, MP, or any 2-digit numeric value. If you enter 00, the value will reset to N.
   • Utility (UTL): Select this check box if the merchant is eligible for this Visa program.
   • GSA Government Fee Program (G2G): Select this check box if the merchant is eligible for this Visa program.
   • Debt Repayment Fee Program (DTR): Select this check box if the merchant is eligible for this Visa program.
   • CPS/Debit Tax Payment Fee (TAX): Select this check box if the merchant is eligible for this Visa program.
   • CPS/CHarity/Religious Eligibility: Select this check box if the merchant is eligible for this Visa program.
   • Small Merchant: Select this check box if the merchant is eligible for this Visa program.

     When selected, this indicates that the merchant is a Visa Qualified Small Merchant business. Visa allows transactions from eligible small merchants to request existing merchant segment interchange rates applicable to tokenized and non-tokenized Visa consumer purchase transactions.

   • CEDP Participation: Select this check box if the merchant is eligible for this Visa program.

     From the dropdown list, select the option to indicate multiple levels of participation in the Visa Community Economic Defense Project (CEDP) program for merchants in the US only. The options available are:

     • V: Verified merchant
     • U: Unverified merchant
     • N: Non-participating merchant

   Visa Programs

   • SMKT / Debit Tier / Credit Tier: If you have specified that the merchant is eligible for Visa's Supermarket (SMKT) status in the Visa Eligibility sub-panel above, select the appropriate Debit Tier and Credit Tier option from the drop-down lists; the options available are:
     • N-No
     • 1-Tier 1
     • 2-Tier 2
     • 3-Tier 3
   • Retail / Debit Tier / Credit Tier: If the merchant is eligible for Visa's Retail status, select the appropriate Debit Tier and Credit Tier option from the drop-down lists; the options available are:
     • N-No
     • 1-Tier 1
     • 2-Tier 2
     • 3-Tier 3
   • Rec Tele & Cable / Debit Tier / Credit Tier: If the merchant is eligible for Visa's Recur Telecommunications and Cable status, select the appropriate Debit Tier and Credit Tier option from the drop-down lists; the options available are:
     • N-No
     • 1-Tier 1
     • 2-Tier 2
     • 3-Tier 3
   • Small Merchant: When selected, this indicates that the merchant is a Visa Qualified Small Merchant business. Visa allows transactions from eligible small merchants to request existing merchant segment interchange rates applicable to tokenized and non-tokenized Visa consumer purchase transactions.

   Mastercard Eligibility

   • MERIT (MRT): From the drop-down list, select the option to specify the Mastercard MERIT (MRT) status the merchant is eligible for. The options available are:
     • No
     • 1 - Merit 1
     • 3 - Merit 3
   • Service Industries Interchange Program (SIIP): Select this check box if the merchant is eligible for this Mastercard program.
   • Warehouse Club (WHS): Select this check box if the merchant is eligible for this Mastercard program.
   • Category (CAT): Select this check box if the merchant is eligible for this Mastercard program.
   • Travel Industries Premier (PRM): Select this check box if the merchant is eligible for this Mastercard program.
   • Program Registration ID (PRID): If the merchant is eligible for this Mastercard program, enter the Program Registration ID (PRID). This field accepts 3 alphanumeric characters.
   • Small Merchant: When selected, this indicates that the merchant is a Mastercard Qualified Small Merchant business.

   Mastercard Programs

   • Mastercard Assigned ID: Enter the Mastercard assigned ID.
   • Debit Tier / Credit Tier: For each of the following MasterCard special tiered-rate programs, where the merchant is eligible, select the appropriate Debit Tier and Credit Tier option from the drop-down lists:
     • Merit 3
     • SMKT
     • WHS
     • SML TKT
     • COMM SMKT
     • CONV PURCH
     • CNSLOAN (US Banks only)
     • COM RATE A/B (Canadian Banks only)
     • CNS SMKTTIER (Canadian Banks only)
     • CONS TIER (Canadian Banks only)
   • Small Merchant: When selected, this indicates that the merchant is a Mastercard Qualified Small Merchant business.

   Discover Eligibility

   • Interchange (DSQ): From the drop-down list, select one of the following options to specify the merchant's eligibility level for Discover card; this option is used to determine how the transactions for a merchant are qualified when they go through interchange:
     • N - Base
     • M - Mid
     • P - Prime
   • Debt Repayment Program (DDR): Select this check box if the merchant participates in Discover’s Debt Repayment Program. This program concerns the repayment of consumer loans including auto loans, student loans, mortgages, and credit card balances occurring in the United States, and is only applicable to MCCs 6012 and 6051.

   Other Settings

   • Interchange Number: From the drop-down list, select one of the following options to specify how the system will use the number option to accumulate the qualified interchange volume for the merchant:

     Note: This information defaults from the Association or Bank level.

     • N - Net
     • G - Gross
     • B - Both
     • Interchange Dollar: From the drop-down list, select one of the following options to specify how the system will use the dollar option to accumulate the qualified interchange volume for the merchant:

       Note: This information defaults from the Association or Bank level.

     • N - Net
     • G - Gross
     • B - Both
   • Vital Reporting Services (VRS): From the drop-down list, select one of the following options to specify if or how the merchant is using TSYS Acquiring Solutions (formerly Vital) Reporting Services:
     • No
     • Yes
     • I - Info Only
   • Visa Partner Program (VPP): Select this check box if the merchant is a participant in this program.
   • Merchant Verification Value (MVV): If the merchant participates in any Select Merchant Fee (SMF) programs, enter the Merchant Verification Value (MVV) assigned to the merchant. This number is assigned by VISA and the Acquirer.
5. In the IRS Data panel, enter or edit the IRS settings for the merchant as required.

   These fields concern participation in Merchant Tax Reporting (MTR) and IRS Backup Withholding (BW) compliance mandate (6050W):

   

   Merchant Tax Reporting

   • IRS 1099-K Reporting: If available, select this check box if the merchant is participating in Merchant Tax Reporting as part of the 6050W mandate.
   • 1099-K Merchant Copy: If available, from the drop-down list, select the appropriate option to specify whether the merchant will receive either a paper or an electronic copy of the 1099-K form, neither, or both.
   • Include with AP: If available, select this check box if the merchant should be rolled up into the Aggregated Payee level 1099-K volume. If enabled, the merchant will be rolled into either their Association or their Association's First-Level Group.
   • PST Tax Registration: This field only appears if the merchant is associated with a Canadian bank, and should contain the merchant's 15-digit Canadian Provincial Sales Tax (PST) Registration number.

   Backup Withholding Settings

   Note: The following fields are only available if the Merchant's Bank is configured to participate in Backup Withholding and you have the sufficient user privileges.

   • Exempt: Select this check box if the merchant is exempt from Backup Withholding.
   • BW Start Date: The effective start date of backup withholding (if any), where the system has identified the Tax Identification Number (TIN) as missing.
   • BW Stop Date: The effective stop date of backup withholding (if any), where the system has identified the TIN as valid.

   Backup Withholding Balances

   • BW Balance: The actual federal backup withholding balance obtained during ACH processing.
   • BW Deferred Balance: The current backup withholding balance that has not been collected.
   • BW State Balance: The actual state backup withholding balance obtained during ACH processing.
   • BW State Deferred Balance: The current state backup withholding balance that has not been collected.
6. In the ACH Data panel, enter the Automated Clearing House (ACH) settings for the merchant.

   These fields govern the electronic transfer of funds, allowing the merchant's demand deposit accounts to be updated through magnetic tape or transmission, and enable you to configure transaction destinations and miscellaneous ACH settings (fields marked with a red asterisk are mandatory):

   

   Note: You can configure ACH settings for full service merchants only; the following fields will be unavailable for front end only merchants.

   Transaction Destination

   • Global: If you want to set a single transaction destination for all transaction types, select one of the following options from this drop-down list (this will make the fields for the individual transaction types in this sub-panel unavailable):
     • A - Association: Transactions post to the association’s DDA.
     • M - Merchant: Transactions post to the merchant’s DDA.
     • X - No ACH: Transactions do not receive ACH funding.
     • G - Group: Transactions post to the group’s DDA.
     • R - Rollup: Transactions roll up into one ACH entry and post to the merchant’s DDA.
     • B - Assoc Roll: Transactions roll up into one ACH entry and post to the association’s DDA. The association profile must also have the Global field set to B - Assoc Roll.
     • H - Group Roll: Transactions roll up into one ACH entry and post to the group’s DDA. The group profile must also have the Global field set to H - Group Roll.

       Note: If you want to select the R - Rollup, B - Assoc Roll, or H - Group Roll option but find it is not available from the drop-down list, contact your TSYS relationship manager for more information about transaction destination values.

     -or-

     If you want to set transaction destinations for the transaction types individually, select the blank option from the Global drop-down list, and then select one of the above options for each of the following transaction type fields in this sub-panel:

     • Deposits
     • Adjustments
     • Chargebacks
     • Reversals
     • Chargeback Reversals
     • DDA Adjustments
     • Batch R/C
     • Other Tran Type 1
     • Other Tran Type 2
     • Other Tran Type 3

   Same Day ACH

   Note: The Same Day ACH sub-panel will only appear if your system has been configured to enable Same Day ACH processing.

   • Global: If you want to set a single same day ACH setting for all transaction types, select one of the following options from this drop-down list (this will make the fields for the individual transaction types in this sub-panel unavailable):
     • N - No Same Day: No same day ACH processing for transactions.
     • C - Credits Only: Same day ACH processing for credit transactions only.
     • D - Debits Only: Same day ACH processing for debit transactions only.
     • B - Both: Same day ACH processing for both credit and debit entries.

     -or-

     If you want to set a same day ACH setting for the transaction types individually, select the blank option from the Global drop-down list, and then select one of the above options for each of the following transaction type fields in this sub-panel:

     • Deposits
     • Adjustments
     • Chargebacks
     • Reversals
     • Chargeback Reversals
     • DDA Adjustments
     • Batch R/C

   Other Settings

   • Multicurrency Funding: If you want the merchant to participate in multicurrency funding, select one of the following options from to drop-down list to to define the timing (the processing day) of the currency rate to use to fund the merchant:
     • N - No, Use Stale Rate
     • A - Use Latest Available Rates
     • G - Group
     • R - Rollup
   • Delay Pay Debits: Enter the number of days you want to delay ACH for the merchant's debit transactions. Currently, this should be set to 0.
   • Delay Pay Credits: Enter the number of days that you want to delay ACH for this merchant's credit transactions. Currently, this should be set to 0.
   • Days Suspend: If required, enter the number of days a merchant’s funds should be suspended before they are released at ACH.
7. In the Miscellaneous Data panel, enter details to configure miscellaneous merchant information.

   Such information includes financial statement receipt tracking, fee tracking, paper draft storage settings, and report access.

   

   Note: You can configure these miscellaneous attributes for full service merchants only; the following fields will be unavailable for front end only merchants.

   • Rank: Select this check box if the merchant is to be included in the ranking file.
   • Sp Cond Ind 1: Enter the primary special condition indicator for the merchant.
   • Sp Cond Ind 2: Enter the ancillary special condition indicator for the merchant.
   • Plastics: Select this check box if the merchant possesses manual card processing devices.
   • Number of Plastics: This field becomes available if you selected the Plastics check box above; enter the number of manual card processing devices that the merchant possesses.
   • Storage: Select this check box if totals for storage are accumulated through the profitability system for the merchant. Storage includes any income or expense that is associated with storing paper drafts.
   • Data Storage Location (DSL): This field becomes available if you selected the Storage check box above; enter the user-defined data storage location.
   • Last Call: Enter the date of the last call to the merchant in mm/dd/yyyy format, or click the calendar icon and select the date from the pop-up calendar.
   • Number Months Next Call: Enter the number of months between the last call and the next call when a merchant representative is due to contact the merchant. Entering a value of 99 in this field indicates that this field is not being used to determine the next call date. The application will generate a Past Due Call Report at the end of the month after the date that the merchant call is due.
   • Number of Calls: Enter the number of calls a representative has made to the merchant since the account was opened.

   Financial Statements

   • Due Date: Enter the date, in mm/dd/yyyy format, on which the financial statement is due from the merchant, or click the calendar icon and select the date from the pop-up calendar.
   • Received Date: Enter the date, in mm/dd/yyyy format, on which the financial statement is received from the merchant, or click the calendar icon and select the date from the pop-up calendar.
8. If you are updating a merchant's account settings, click Validate or Board, as required.

   -or-

   If you are entering account settings for a new merchant, click Save at any time to save the information you have entered, and then to proceed to the next page in the merchant boarding process, click Next.