1. On the Portfolio Reporting page, from the Reporting Area drop-down list, select ACH.

   The Automated Clearing House is a computer-based clearing and settlement service for the interchange of electronic debits and credits among financial institutions.

2. From the Report Occurrence drop-down list, make sure Daily is selected.
3. From the Report drop-down list, select Consumer ACH Outgoing Transactions.

   The page refreshes and the Consumer ACH Outgoing Transactions filter criteria become available.

4. From the Start Date and End Date fields, click the calendar icon and select the start and end dates for the days you want report on.

   Some date fields in this application offer calendars that allow you to select the date to enter in the date field. When a calendar is available, the calendar icon is present. Click the calendar icon to open the calendar. In the calendar, use the outer arrows to switch between years, and the inner arrows to switch between months. Click a date to insert the date into the date field.

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5. Select the Bank Number(s) to include in the report.

   Note: To select multiple bank numbers, press and hold Ctrl, and then click the bank numbers you want.

6. Provide the following optional information:
   • To view the report for a specific merchant, type the Merchant ID number.

     A number assigned by TSYS that identifies the merchant.

     Note: You can search for a merchant ID number. For more information, refer to Searching for data entities.

   • To view the report for a specific ACH Tran Code, select it from the drop-down list.

     The ACH transaction code. Possible values are as follows:

     • 22: Automated Deposit (Checking)
     • 23: Pre-Note Demand Credit (Non-Dollar)
     • 27: Automated Payment
     • 28: Pre-Note Demand Debit (Non-Dollar)
     • 32: Automated Deposit (Savings)
     • 33: Pre-Note of Savings Credit (Non-Dollar)
     • 37: Automated Payment (Savings)
     • 38: Pre-Note of Savings Debit (Non-Dollar)
     • 42: Automated General Ledger Deposit
     • 43: Pre-Note of General Ledger Credit (Non-Dollar)
     • 47: Automated General Ledger Payment
     • 48: Pre-Note of General Ledger Debit (Non-Dollar)
   • To view the report for a specific SEC Code, select it from the drop-down list.

     The ACH network supports different payment applications, and each ACH application is identified and recognized by a specific Standard Entry Class (SEC) Code, which appears in the ACH record.

     The SEC Code identifies the ACH transaction type relevant to the application; whether it is a consumer or commercial transaction. Each SEC Code has different Rule, Authorization, or disclosure requirements.

     Note that:

     • Proper use of SEC Codes is crucial in ensuring that the merchant and the Originating Depository Financial Institution (ODFI) are in compliance with NACHA Rules.
     • The Originator (Merchant) must obtain proper Authorization prior to initiating an ACH transaction.
     • Each ACH Entry must be identified by an SEC code which determines the Rules governing the Entry.
     • In all cases, the merchant should be prepared to provide a copy of the Authorization obtained.

     This table lists the SEC Codes that TSYS processes:

     SEC Code	Title	Transaction Type	Transaction Code	When to apply
     CCD	Corporate Credit or Debit Entry	Commercial	Both Credits and Debits	Business to Business (B2B) ACH transactions should use this SEC Code, when obtaining Authorization via a signed form (a/k/a Trading Partner Agreement), verbally over the phone, or via the internet
     PPD	Prearranged Payment and Deposit Entry	Consumer	Both Credits and Debits	The consumer signs a form authorizing withdrawal from their account
     POP	Point of Purchase	Both	Debits Only	Converted check at the point of purchase
     TEL	Telephone-Initiated Entry	Consumer	Debits Only	Consumer provides oral Authorization via the telephone
     WEB	Internet-Initiated Entry	Consumer	Debits Only	Consumer provides Authorization via the internet or a wireless network

     Note: This table only provides general information about each SEC Code, which is subject to change at any time. For complete up-to-date information on SEC Codes, refer to the latest NACHA Operating Rules and Guidelines.

7. Click Generate Report.

   If data for the selected criteria are available, the Summary Report opens.

   

8. Select a Merchant Number to drill down to the Detail Report, listing the individual transactions for that merchant.

   Note: You can customize the data you want to view. For more information, refer to Customizing Reports.

When you run the report, it first opens as a Summary Report. You can then select a Merchant Number to drill down to the Detail Report, listing the individual transactions for that merchant.

The report includes the following data:

Summary Report

• Merchant Name

  The merchant's DBA (Doing Business As) name.

• Merchant Number

  A number assigned by TSYS that identifies the merchant.

• Phone/Entry Description

  The phone number or a description of the entry method for the transaction. This is field is populated when the NACHA (National Automated Clearing House Association) file is created.

• Sales Count
• Sales Amount
• Returns Count

  The number of credit transactions (not consumer ACH returns).

• Returns Amount

  The dollar amount of credit transactions (not consumer ACH returns).

• Net Sales Count
• Net Sales Amount

Detail Report

• Individual/Company Name
• Individual Ref ID

  The number by which the individual (or business) is known to the originator.

• Account Number
• Routing Number
• Tran Date

  The date that the transaction occurred.

• PreNote Flag

  This indicates whether (Y) or not (N) the transaction is for pre-notification. This is used to determine the correct ACH Transaction Code.

• Amount
• Tran Code

  The code for the type of transaction or activity.

• Account Type

  Indicates the account type associated with the transaction:

  • S: Savings
  • C: Checking
  • G: General Ledger
• Disc Data/Payment Type

  Depending on your system configuration, the column will contain either:

  • One of these payment type codes, providing the transaction SEC Code is WEB (Internet-Initiated Entry) or TEL (Telephone-Initiated Entry):

    The ACH network supports different payment applications, and each ACH application is identified and recognized by a specific Standard Entry Class (SEC) Code, which appears in the ACH record.

    The SEC Code identifies the ACH transaction type relevant to the application; whether it is a consumer or commercial transaction. Each SEC Code has different Rule, Authorization, or disclosure requirements.

    Note that:

    • Proper use of SEC Codes is crucial in ensuring that the merchant and the Originating Depository Financial Institution (ODFI) are in compliance with NACHA Rules.
    • The Originator (Merchant) must obtain proper Authorization prior to initiating an ACH transaction.
    • Each ACH Entry must be identified by an SEC code which determines the Rules governing the Entry.
    • In all cases, the merchant should be prepared to provide a copy of the Authorization obtained.

    This table lists the SEC Codes that TSYS processes:

    SEC Code	Title	Transaction Type	Transaction Code	When to apply
    CCD	Corporate Credit or Debit Entry	Commercial	Both Credits and Debits	Business to Business (B2B) ACH transactions should use this SEC Code, when obtaining Authorization via a signed form (a/k/a Trading Partner Agreement), verbally over the phone, or via the internet
    PPD	Prearranged Payment and Deposit Entry	Consumer	Both Credits and Debits	The consumer signs a form authorizing withdrawal from their account
    POP	Point of Purchase	Both	Debits Only	Converted check at the point of purchase
    TEL	Telephone-Initiated Entry	Consumer	Debits Only	Consumer provides oral Authorization via the telephone
    WEB	Internet-Initiated Entry	Consumer	Debits Only	Consumer provides Authorization via the internet or a wireless network

    Note: This table only provides general information about each SEC Code, which is subject to change at any time. For complete up-to-date information on SEC Codes, refer to the latest NACHA Operating Rules and Guidelines.

    • R: Recurring.
    • S: Single (one-time).
    • (blank): Only applies if the transaction SEC Code is TEL.
  • A client-defined code for discretionary data, that the client can use for their own reporting and processing purposes.
• SEC Code

  The ACH network supports different payment applications, and each ACH application is identified and recognized by a specific Standard Entry Class (SEC) Code, which appears in the ACH record.

  The SEC Code identifies the ACH transaction type relevant to the application; whether it is a consumer or commercial transaction. Each SEC Code has different Rule, Authorization, or disclosure requirements.

  Note that:

  • Proper use of SEC Codes is crucial in ensuring that the merchant and the Originating Depository Financial Institution (ODFI) are in compliance with NACHA Rules.
  • The Originator (Merchant) must obtain proper Authorization prior to initiating an ACH transaction.
  • Each ACH Entry must be identified by an SEC code which determines the Rules governing the Entry.
  • In all cases, the merchant should be prepared to provide a copy of the Authorization obtained.

  This table lists the SEC Codes that TSYS processes:

  SEC Code	Title	Transaction Type	Transaction Code	When to apply
  CCD	Corporate Credit or Debit Entry	Commercial	Both Credits and Debits	Business to Business (B2B) ACH transactions should use this SEC Code, when obtaining Authorization via a signed form (a/k/a Trading Partner Agreement), verbally over the phone, or via the internet
  PPD	Prearranged Payment and Deposit Entry	Consumer	Both Credits and Debits	The consumer signs a form authorizing withdrawal from their account
  POP	Point of Purchase	Both	Debits Only	Converted check at the point of purchase
  TEL	Telephone-Initiated Entry	Consumer	Debits Only	Consumer provides oral Authorization via the telephone
  WEB	Internet-Initiated Entry	Consumer	Debits Only	Consumer provides Authorization via the internet or a wireless network

  Note: This table only provides general information about each SEC Code, which is subject to change at any time. For complete up-to-date information on SEC Codes, refer to the latest NACHA Operating Rules and Guidelines.