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Field notes: D

Daily Activity Minimum: The minimum amount of daily deposit activity (sales plus credits) that the merchant must conduct to be included in exception reporting.

Daily Auth Count: The maximum number of authorization requests per terminal (V number) allowed in a rolling 24-hour period. This field accepts a maximum value of 999999.

The Daily Auth Count value set at the merchant level is applied by default to any subsequent terminal record created for the merchant, although you can then edit the terminal level value. If a Daily Auth Count value exists at the terminal level, that value is used to set the maximum daily auth count, otherwise the merchant level value is used.

Whether set at the merchant or the terminal level, the Daily Auth Count value indicates each individual terminal's maximum daily auth count, and not the total auth count allowed for all the merchant's terminals.

Note: When you set or update a Daily Auth Count for a merchant on the Merchant Account page, that value will populate the Daily Auth Count on the Terminal Setup page for each subsequent terminal you set up for the merchant, but it will not update the Daily Auth Count for any existing terminals for the merchant. If you update the Daily Auth Count for a terminal, it will not update the Daily Auth Count on the Merchant Account page.

Daily Discount: Indicates whether a merchant participates in a daily discount or a daily interchange. The acquirer must already be configured in order for these features to be available at a merchant level.  Acceptable values for this field are D - Daily Discount Only, I - Daily Interchange Only, B - Both, N - Neither.

Daily Exceptions: Only select this check box if you are using an existing Merchant Exception Table (MET) and you want daily online and hard copy exception reports generated for the merchant.

Daily Fees

Daily Management Control Summary By Plan Report: Indicates that you want to receive daily profitability reports by plan type.

Daily Management Control Summary Report: Indicates that you want to receive monthly profitability reports.

Daily Settlement

Data 1: Client-defined field.

Data 2: A value in this field indicates whether the merchant participates in Next Day Funding (NXDY) or Same Day ACH processing (SMDY).

Data 3: Client-defined field.

Data 4: Client-defined field.

Data 5: Client-defined field.

Data Augmentation Flag: When selected, this check box allows the merchant name and address to be transmitted during an authorization. This check box should always be selected.

Data Capture: Indicates that the terminal will capture an authorized transaction.

Data Capture (Point to Merchant BETs): A billing element table category representing income generated and expense incurred through the data capture billing items in the data capture billing element tables.

Data Capture Required: Indicates if the selected card type will be set to authorize or authorize and capture the transactions.

Data Field: A hyperlink listing the data field containing errors. Clicking on this link returns you to the page containing the error.

Data Storage Location: The client-defined data storage location.

Date: The date on which the note was created.

Date Added: On the Product Report, the date on which the product was added to the system.

Date and Time: The date and time when a note was created.

Date Closed: The date on which the merchant account was closed.

Date Established: The date on which the merchant's operation was established.

Date From : The earliest date for which data will be included in the MAS or MMS Backfeed Report. Date must not be more than 90 days from the current system date.

Date of Birth: Indicates that the date of birth prompt is enabled. On the Merchant Credit and Merchant Parameters pages, this field indicates the primary or secondary owner's date of birth.

Date of Download: The date on which the download occurred.

Date of Last Activity: The date of the last transaction activity for merchant card plans.

Date of Last Download: The date of last download of terminal application.

Date Opened: The date on which the merchant account was opened (mm/dd/yyyy).

Date Pended: The date on which the merchant or terminal record was pended.

Date Received: The date on which the request was received in the MMS system.

Date Signed: The date on which the agreement was signed.

Date Submitted: The date that the item was submitted.

Days Suspend: The number of days to suspend a merchant's funds.

Date Terminated: The date the merchant was put on the Combined Terminated Merchant File by another Visa or MasterCard acquirer for reasons such as merchant fraud or bankruptcy.

Date To: The last date for which data will be included in the MAS or MMS Backfeed Report. The default date is the current system date.

Date/Time Created: The date and time on which the pend record was created.

Date/Time Updated: The date and time on which the pend record was updated.

DBA : The merchant's DBA (Doing Business As) name. When entering or editing this name, the field accepts alphabetic characters (upper and lower case), numeric characters, spaces, and these special characters only:

. , : ; " ' < ( ) + ! @ # $ % ? & * - _ = / > ¢

DBA Address: The merchant's DBA (Doing Business As) address.

DBA City: The merchant's DBA (Doing Business As) city.

DBA City/State: The merchant's DBA (Doing Business As) city and state.

DBA Country: The merchant's DBA (Doing Business As) country.

DBA Name: The merchant's DBA (Doing Business As) name as it is registered with American Express or Discover. This should be entered exactly as AMEX or Discover has registered the merchant's name.  If the merchant's name is longer than 20 characters, enter the first 20 characters including spaces. Do not abbreviate the merchant name.

DBA Phone: The merchant's DBA (Doing Business As) telephone number (followed by their extension number in the Ext field).

DBA Postal Code: The merchant's DBA (Doing Business As) postal code.

DBA Postal Code/Country: The merchant's DBA (Doing Business As) postal code and country.

DBA State: The merchant's DBA (Doing Business As) state.

DBA State/Province: The merchant's DBA (Doing Business As) State or Province.

D/C Current Batch Number: The three-digit batch number that the terminal will be set to after a partial or full download is completed. Typically, the default value is used for this field. It is usually easier to change the batch number in terminal memory field 078. When the batch number is changed through this field, it is easy to forget to reset this field back to 001. Therefore, when a download occurs the batch number resets to whatever was left in the field.

D/C Dial Maximum Count: The number of times that the terminal will attempt to dial the EDC phone numbers to transmit a batch.

DCC: Dynamic Currency Conversion. Enables U.S. merchants to offer non-U.S. cardholders the choice, at the point-of-sale, of completing the transaction in U.S. dollars or at a specific price in a currency that is local to the cardholder.

DCC Dial Auth Primary: The DCC (Dynamic Currency Conversion) Dial Authorization primary phone number.

DCC Dial Auth Secondary: The DCC (Dynamic Currency Conversion) Dial Authorization secondary phone number.

DCC Dial EDC Primary: The EDC Dial Authorization primary phone number.

DCC Dial EDC Secondary: The DCC Dial Authorization secondary phone number.

DDA: The merchant's Demand Deposit Account number. This is a checking account used for transferring funds to and from the merchant for credit card processing deposits and fees.

DDA Adjustments: The transaction destination for DDA adjustments. Acceptable values for this field are M - Merchant DDA, A - Associations DDA, R - Roll up into one ACH entry, G - Group level, and X - No ACH funding.

DDA Display: The format in which the DDA is displayed on the merchant's monthly statement.

DDA Length: The length of the DDA numbers. The maximum length is fourteen characters. This is an optional association level field. 

DDA Number: The merchant's 10-character DDA number.

DDA Self Check: The type of self check applicable for DDA account numbers under this record.

DDA Type: The DDA Account Type identifier.

Debit (Merchant Account page)

Debit: If checked, the application setup for the terminal will be enabled to accept debit transactions.

Debit ABA Number: The merchants American Bankers Association routing number that directs electronic ACH deposits to the proper bank institution for AMEX debit.

Debit DDA Number: The merchants Demand Deposit Account (checking account) for AMEX debit.

Debit Indicator: Enables debit processing for the BIN.

Debit Networks: A billing element table category that contains billing items related to the debit networks.  This table calculates income and expense for online PIN-based debit card transactions. This table allows for the segregation of debit card volume by network, vendor, or both.

Debit Reports: Indicates the bank wants to receive reports for debit transactions for this BIN.

Debit Return Threshold

Debit Tier: Indicates that the Visa or MasterCard program shown applies to the debit tier. See Configure merchant account settings.

Debit Transaction: The terminal will require a password when this function is selected from the terminal.

Debt Repayment Fee Program (DTR): If selected, this indicates that the merchant is eligible for this Visa program.

Debt Repayment Indicator: If selected, this indicates that the merchant participates in Discover’s Debt Repayment Program (DDR). This program concerns the repayment of consumer loans including auto loans, student loans, mortgages, and credit card balances occurring in the United States, and is only applicable to MCCs 6012 and 6051.

Debt Repayment Program (DDR): If selected, this indicates that the merchant participates in Discover’s Debt Repayment Program. This program concerns the repayment of consumer loans including auto loans, student loans, mortgages, and credit card balances occurring in the United States, and is only applicable to MCCs 6012 and 6051.

Decline Reason Code: A client-defined, static list of reason codes for declining credit. Possible codes include, but are not limited to:

Decision Date: The date of decision for a credit approval referral.

Decision Type: The referral credit decision. You can set this value to Approve, Pend, or Decline.

Default Open Tab Amount: The entry in this field indicates the default amount to be requested when a tab transaction is performed.

Default Table Number: The table number that will be defaulted from the association level when configuring a new merchant account.

Default to Cash Advance: The terminal will require a password when this function is selected from the terminal.

Delay Capture: Indicates if the terminal is participating in delay and hold capture processing rules. Possible values:

Delay Pay Credits: The number of days that you want to delay ACH for this merchant's credit transactions.

Delay Pay Debits: The number of days that you want to delay ACH for this merchant's debit transactions.

Delete: A check box indicating that the selected item will be deleted. Typically, you must click a Delete button to delete the selected item.

Delete All: A check box that selects all items in a list for deletion. Typically, you must click a Delete button to delete the items in the list.

Delete Association Number: The association number to delete. You cannot delete any associations to which merchants are currently pointed.

Delete Batch: The terminal will require a password when this function is selected from the terminal.

Delete Existing Table: The number of the billing element table to be deleted.

Deployment Vendor (Terminal Deployment page): The deployment vendor type.

Deposit Rebate %: The percentage of transactions deposited that is rebated to the user or the association. This percentage displays with three decimal places. This is an association-level control option.

Deposits (transaction destination): The transaction destination for deposits. Acceptable values for this field are M - Merchant DDA, A - Associations DDA, R - Roll up into one ACH entry, G - Group level, and X - No ACH funding.

Deposits (confirmation letters): Indicates that deposits will be printed on the confirmation letter.

Deposits Display: Indicates that merchant deposits are combined or listed as separate line items by card plan on statements. This is an association-level control option.

Description: Information that identifies the form. The description in this field corresponds to the printed description of the form that is in the GCF catalog. As part of the bank default charge records process, the Description field enables the user to enter a 30-character description of the charge record that is displayed in the Bank Defaults Selection menu on the Merchant Charge Record Details page. The description must be unique (ignoring case) across all default charge records defined for the bank.

Descriptor: The AMEX Standard Industry Code (SIC).

Destination: The Bank Identification Number (BIN) to which the transaction message is sent.

Destination Terminal: The terminal that is affected by changes to the front-end hierarchy.

Detail Report Account Number Truncation: When this check box is selected, the Detail Report printed on the terminal will truncate the card number.

Developer: The name of the developer.

Developer Contact: The name of the individual developer.

Developer E-mail: The developer's email address.

Developer Name: The merchant developer's name.

Developer ID (Terminal VAR Details page): The 6-digit developer ID.

Developer Phone: The developer's phone number.

Device Code: The entry in this field designates the type of device requesting an authorization and the merchants industry type. Acceptable values for this field include:

DHCP: Indicates that the terminal uses Dynamic Host Configuration Protocol (DHCP).

Dial Out Phone Number: Phone number format should be xxx-xxx-xxxx.

Dial Type: The option selected from the drop-down list indicates the type of dialing system (tone or rotary) used by the merchant's phone system.

DialPay Passcode: A six-character numeric password entered by the client as an added security enhancement for DialPay terminal entry in the Express boarding application.

Disable: The default for this field is not selected. It indicates whether or not the charge record description is included in the Selection menu of bank default charge records that can be added to merchants from the Merchant Charge Records page. If the check box is selected, the record remains in the current charge records table at the bank level, but will be considered inactive and will not appear on the Selection menu at the merchant level.

Disc/PayPal ID: A 15-digit number that indicates a Merchant ID is configured to accept Discover/PayPal. This is the same ID that is used for the Discover Merchant ID.

Discount Amount: The total dollar amount of daily discount that was paid by a merchant.

Discount Difference Allowed: The maximum dollar amount that is allowed before the system bills a front-end merchant for the difference in the discount paid and the discount that is calculated by the system.

Discount Method: The bank discount calculation method.

Discount Must Exceed: The dollar amount of discount due to the user that must be reached before the system actually calculates the discount and puts it on the merchant statement.

Discount on Chargebacks: An identifier that shows whether or not to charge discounts on chargebacks.

Discount Per Item: The per item rate that is used to calculate the discount for the card plan.

Discount Per Item Range: A range of values within which the discount per item amounts for a merchant-level discount rate table (DRT) must fall when the pricing option is assigned to the merchant.

Discount Percent: The discount percentage for the card plan.

Discount Range From: The lower boundary in the range of entries that are acceptable for discount. If an operator enters a discount rate that is not within the range, the system rejects the entry and displays an error message. This parameter can be set at either the association level or at the user level.

Discount Range To: The upper boundary in the range of entries that are acceptable for discount. If an operator enters a discount rate that is not within the range, the system rejects the entry and displays an error message. This parameter can be set at either the association level or at the user level.

Discount Range Option From: The level from which discount range parameters may default to new merchant accounts. The discount range controls the discount rates that can be entered for a merchant.

Discount Rate: The discount rate communicated to the merchant either for AMEX or Discover.

Discount Type: Indicates if a discount is calculated according to gross or net sales.

Discover: A 15-digit number indicating a Merchant ID is configured to accept Discover.

Discover Account Number: A 15-digit number indicating a Merchant ID is configured to accept Discover.

Discover Cash Over Option: Allows the merchant to give their customers cash over the purchase price for Discover credit card transactions.

Discover Contact Floor Limit (Terminal VAR Details page): The dollar amount below which the EMV Discover transaction can be processed offline if the chip allows.

Discover Contact Max % (Terminal VAR Details page): The maximum percentage of random EMV Discover transactions that can go offline.

Discover Contact Min % (Terminal VAR Details page): The minimum percentage of random EMV Discover transactions that can go offline.

Discover MCC: The merchant's four-digit Merchant Category Code (MCC) for Discover; this field only appears on the Merchant Parameters page if the Card Brand MCC Participation indicator is selected for the merchant.

Discover/PayPal Indicator: Select one of the following options from the drop-down list to indicate whether the merchant accepts Discover, PayPal, or both:

Display (value): On the Admin Static Data page, this list includes each value that can display in the application.

Display Batch Number: The terminal will require a password when this function is selected from the terminal.

Display Card Number: Enables the credit card number to be displayed in the terminal's display area.

Display Flag

Display Journal: The terminal will require a password when this function is selected from the terminal.

Display Reminder: When this check box is selected, the terminal displays a reminder message to the merchant to check totals when the terminal is set to auto settle.

Display Software Version: The terminal will require a password when this function is selected from the terminal.

Display Test: The terminal will require a password when this function is selected from the terminal.

Display Totals/Counts: The terminal will require a password when this function is selected from the terminal.

Display Transmit Status: The terminal will require a password when this function is selected from the terminal.

Display Tip Percentage: When selected, this check box indicates that the terminal will display the tip percentage on the receipt.

Disposition: From the drop-down list, select one of these options to indicate the disposition status of the merchant with American Express:

Disposition Change Date: The date the merchant disposition was changed.

DNS IP: The IP address of the terminal's Domain Name Server (DNS).

Do Not Purge Merchants: A bank-level option that allows a client to elect that its merchants not be purged from the system.

Dollar Range - High: The maximum dollar amount for the range of this exception item.

Dollar Range - Low: The minimum dollar amount for the range applied to an exception item.

Download: The access code and phone number required for terminal downloads.

Download Speed: The option selected from the drop-down list indicates the speed at which the terminal will download.

Driver's License: The primary or secondary owner's driver's license number.

Driver's License Issuing State: The state that issued the primary or secondary owner's driver's license.

Drop Date: The date on which a note expires.

DRT or VRT: A searchable entity on the Merchant Accounting Search page.  User is able to look for Discount Rate Tables and Variable Rate Tables.

DRT Effective Date: The date on which a future effective DRT will go into effect.

DRT/VRT: The DRT or VRT table number.

DST: Indicates that the merchant participates in daylight savings time.

DSL: The client-defined data storage location. This field is related to the Storage field.

Due Date: The date on which the financial statement is due from the merchant to the client.

DUNS ID: The unique nine-digit number assigned by Dun and Bradstreet to the merchant.

Duplicate Statement: When selected, with the Chain Statement check box also selected, the association will receive a complete detailed statement for each of its merchant locations along with the summary chain statement bundled in one envelope.

Duplicate Trans Processing: When selected, this check box enables the terminal to check for duplicate card numbers and transaction amounts prior to authorizing the card.